International Bancshares Corporation (IBOC)

International Bancshares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	4,404	3,929	3,371	2,842	2,686	2,369
Market Cap Growth	16.28%	16.54%	18.60%	5.82%	13.38%	-15.63%
Last Close Price	70.86	62.48	52.46	43.01	38.77	33.28
PE Ratio	10.72	9.60	8.19	9.47	10.58	14.16
PS Ratio	5.45	4.90	4.22	4.35	4.59	4.80
PB Ratio	1.46	1.41	1.38	1.39	1.16	1.09
P/FCF Ratio	9.77	8.54	7.54	7.71	9.55	7.94
P/OCF Ratio	9.42	8.29	7.11	7.33	9.21	7.76
Debt / Equity Ratio	0.26	0.23	0.27	0.28	0.44	0.46
Debt / FCF Ratio	1.74	1.42	1.45	1.56	3.59	3.35
Return on Equity (ROE)	14.71%	15.60%	18.33%	13.79%	11.32%	7.79%
Return on Assets (ROA)	2.58%	2.66%	2.69%	1.90%	1.69%	1.28%
Earnings Yield	9.35%	10.42%	12.21%	10.56%	9.45%	7.06%
FCF Yield	10.24%	11.70%	13.26%	12.97%	10.47%	12.60%
Dividend Yield	1.98%	2.11%	2.40%	2.79%	2.97%	3.31%
Payout Ratio	21.18%	20.06%	19.00%	25.11%	28.68%	41.79%
Buyback Yield / Dilution	-0.08%	-0.12%	0.94%	1.06%	0.57%	2.79%
Total Shareholder Return	1.89%	1.99%	3.34%	3.85%	3.54%	6.10%

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q