IF Bancorp Statistics
Total Valuation
IF Bancorp has a market cap or net worth of $85.56 million. The enterprise value is $164.54 million.
Important Dates
The last earnings date was Friday, October 31, 2025, after market close.
| Earnings Date | Oct 31, 2025 |
| Ex-Dividend Date | Sep 26, 2025 |
Share Statistics
IF Bancorp has 3.24 million shares outstanding. The number of shares has increased by 0.60% in one year.
| Current Share Class | 3.24M |
| Shares Outstanding | 3.24M |
| Shares Change (YoY) | +0.60% |
| Shares Change (QoQ) | +0.15% |
| Owned by Insiders (%) | 21.22% |
| Owned by Institutions (%) | 27.90% |
| Float | 1.64M |
Valuation Ratios
The trailing PE ratio is 16.45.
| PE Ratio | 16.45 |
| Forward PE | n/a |
| PS Ratio | 2.98 |
| Forward PS | n/a |
| PB Ratio | 1.01 |
| P/TBV Ratio | 1.01 |
| P/FCF Ratio | 22.26 |
| P/OCF Ratio | 21.09 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 32.50 |
| EV / Sales | 5.88 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 42.81 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 22.70 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.20%.
| Return on Equity (ROE) | 6.20% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $261,486 |
| Profits Per Employee | $47,318 |
| Employee Count | 107 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, IF Bancorp has paid $1.91 million in taxes.
| Income Tax | 1.91M |
| Effective Tax Rate | 27.36% |
Stock Price Statistics
The stock price has increased by +16.62% in the last 52 weeks. The beta is 0.23, so IF Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.23 |
| 52-Week Price Change | +16.62% |
| 50-Day Moving Average | 25.84 |
| 200-Day Moving Average | 24.66 |
| Relative Strength Index (RSI) | 66.54 |
| Average Volume (20 Days) | 5,210 |
Short Selling Information
The latest short interest is 2,326, so 0.07% of the outstanding shares have been sold short.
| Short Interest | 2,326 |
| Short Previous Month | 4,804 |
| Short % of Shares Out | 0.07% |
| Short % of Float | 0.14% |
| Short Ratio (days to cover) | 0.25 |
Income Statement
In the last 12 months, IF Bancorp had revenue of $27.98 million and earned $5.06 million in profits. Earnings per share was $1.60.
| Revenue | 27.98M |
| Gross Profit | 27.98M |
| Operating Income | 7.49M |
| Pretax Income | 6.97M |
| Net Income | 5.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.60 |
Full Income StatementBalance Sheet
The company has $8.28 million in cash and $87.25 million in debt, giving a net cash position of -$78.98 million or -$24.37 per share.
| Cash & Cash Equivalents | 8.28M |
| Total Debt | 87.25M |
| Net Cash | -78.98M |
| Net Cash Per Share | -$24.37 |
| Equity (Book Value) | 84.52M |
| Book Value Per Share | 26.08 |
| Working Capital | -687.84M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $4.06 million and capital expenditures -$213,000, giving a free cash flow of $3.84 million.
| Operating Cash Flow | 4.06M |
| Capital Expenditures | -213,000 |
| Free Cash Flow | 3.84M |
| FCF Per Share | $1.19 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 26.78% |
| Pretax Margin | 24.91% |
| Profit Margin | 18.10% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 13.74% |