Investors Title Company Statistics
Total Valuation
ITIC has a market cap or net worth of $448.60 million. The enterprise value is $426.93 million.
Important Dates
The last earnings date was Wednesday, August 6, 2025, before market open.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | Sep 2, 2025 |
Share Statistics
ITIC has 1.89 million shares outstanding. The number of shares has increased by 0.37% in one year.
| Current Share Class | 1.89M |
| Shares Outstanding | 1.89M |
| Shares Change (YoY) | +0.37% |
| Shares Change (QoQ) | -0.05% |
| Owned by Insiders (%) | 13.80% |
| Owned by Institutions (%) | 52.96% |
| Float | 1.52M |
Valuation Ratios
The trailing PE ratio is 13.59.
| PE Ratio | 13.59 |
| Forward PE | n/a |
| PS Ratio | 1.66 |
| Forward PS | n/a |
| PB Ratio | 1.69 |
| P/TBV Ratio | 1.77 |
| P/FCF Ratio | 24.58 |
| P/OCF Ratio | 15.60 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 9.18, with an EV/FCF ratio of 23.39.
| EV / Earnings | 12.89 |
| EV / Sales | 1.58 |
| EV / EBITDA | 9.18 |
| EV / EBIT | 10.16 |
| EV / FCF | 23.39 |
Financial Position
The company has a current ratio of 1.74, with a Debt / Equity ratio of 0.03.
| Current Ratio | 1.74 |
| Quick Ratio | 1.57 |
| Debt / Equity | 0.03 |
| Debt / EBITDA | 0.16 |
| Debt / FCF | 0.44 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.55% and return on invested capital (ROIC) is 9.69%.
| Return on Equity (ROE) | 12.55% |
| Return on Assets (ROA) | 7.66% |
| Return on Invested Capital (ROIC) | 9.69% |
| Return on Capital Employed (ROCE) | 15.17% |
| Revenue Per Employee | $489,927 |
| Profits Per Employee | $60,229 |
| Employee Count | 550 |
| Asset Turnover | 0.79 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ITIC has paid $9.12 million in taxes.
| Income Tax | 9.12M |
| Effective Tax Rate | 21.60% |
Stock Price Statistics
The stock price has increased by +12.10% in the last 52 weeks. The beta is 0.83, so ITIC's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +12.10% |
| 50-Day Moving Average | 211.51 |
| 200-Day Moving Average | 232.80 |
| Relative Strength Index (RSI) | 65.20 |
| Average Volume (20 Days) | 33,819 |
Short Selling Information
The latest short interest is 77,277, so 4.09% of the outstanding shares have been sold short.
| Short Interest | 77,277 |
| Short Previous Month | 64,565 |
| Short % of Shares Out | 4.09% |
| Short % of Float | 5.10% |
| Short Ratio (days to cover) | 1.27 |
Income Statement
In the last 12 months, ITIC had revenue of $269.46 million and earned $33.13 million in profits. Earnings per share was $17.49.
| Revenue | 269.46M |
| Gross Profit | 149.49M |
| Operating Income | 42.04M |
| Pretax Income | 31.89M |
| Net Income | 33.13M |
| EBITDA | 46.52M |
| EBIT | 42.04M |
| Earnings Per Share (EPS) | $17.49 |
Full Income StatementBalance Sheet
The company has $90.06 million in cash and $8.01 million in debt, giving a net cash position of $21.67 million or $11.48 per share.
| Cash & Cash Equivalents | 90.06M |
| Total Debt | 8.01M |
| Net Cash | 21.67M |
| Net Cash Per Share | $11.48 |
| Equity (Book Value) | 266.18M |
| Book Value Per Share | 140.98 |
| Working Capital | 51.20M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $28.76 million and capital expenditures -$10.50 million, giving a free cash flow of $18.25 million.
| Operating Cash Flow | 28.76M |
| Capital Expenditures | -10.50M |
| Free Cash Flow | 18.25M |
| FCF Per Share | $9.67 |
Full Cash Flow StatementMargins
Gross margin is 55.48%, with operating and profit margins of 15.60% and 12.29%.
| Gross Margin | 55.48% |
| Operating Margin | 15.60% |
| Pretax Margin | 15.68% |
| Profit Margin | 12.29% |
| EBITDA Margin | 17.26% |
| EBIT Margin | 15.60% |
| FCF Margin | 6.77% |
Dividends & Yields
This stock pays an annual dividend of $15.84, which amounts to a dividend yield of 6.40%.
| Dividend Per Share | $15.84 |
| Dividend Yield | 6.40% |
| Dividend Growth (YoY) | 171.23% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 90.59% |
| Buyback Yield | -0.37% |
| Shareholder Yield | 6.29% |
| Earnings Yield | 7.38% |
| FCF Yield | 4.07% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 16, 1987. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 16, 1987 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |