Kinsale Capital Group, Inc. (KNSL)

Kinsale Capital Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	1,520	1,350	1,073	794.12	582.88	412.75
Total Interest & Dividend Income	181.76	150.29	102.34	51.28	31.05	26.11
Gain (Loss) on Sale of Investments	59.82	50.72	21.13	-26.9	25.64	20.39
Other Revenue	41.16	36.04	28.45	20.3	13.91	0.63
Total Revenue	1,803	1,588	1,224	838.8	653.47	459.89
Revenue Growth (YoY)	18.10%	29.65%	45.98%	28.36%	42.09%	45.59%
Policy Benefits	870.05	772.9	600.22	457.91	324.42	263.8
Policy Acquisition & Underwriting Costs	446.38	406.15	313.97	225.02	164.3	110.44
Other Operating Expenses	1.66	3.97	0.94	0.72	0.67	1.21
Reinsurance Income or Expense	123.6	120.34	85	44.7	25.7	16.15
Total Operating Expenses	1,194	1,063	830.13	638.96	463.68	359.31
Operating Income	608.35	524.85	394.32	199.85	189.8	100.58
Interest Expense	-10.22	-10.13	-10.3	-4.28	-0.99	-0.17
Pretax Income	598.13	514.72	384.02	195.56	188.8	100.41
Income Tax Expense	124.04	99.87	75.92	36.45	36.14	11.99
Net Income	474.09	414.84	308.09	159.11	152.66	88.42
Net Income to Common	474.09	414.84	308.09	159.11	152.66	88.42
Net Income Growth	15.88%	34.65%	93.63%	4.23%	72.65%	39.65%
Shares Outstanding (Basic)	23	23	23	23	23	22
Shares Outstanding (Diluted)	23	23	23	23	23	23
Shares Change (YoY)	-0.14%	0.11%	0.79%	0.27%	0.92%	3.23%
EPS (Basic)	20.46	17.92	13.37	6.97	6.73	3.96
EPS (Diluted)	20.35	17.78	13.22	6.88	6.62	3.87
EPS Growth	16.10%	34.49%	92.15%	3.93%	71.06%	35.32%
Free Cash Flow	961.45	952.36	853.23	550.91	401.12	247.1
Free Cash Flow Per Share	41.26	40.82	36.61	23.82	17.39	10.81
Dividend Per Share	0.660	0.600	0.560	0.520	0.440	0.360
Dividend Growth	11.86%	7.14%	7.69%	18.18%	22.22%	12.50%
Operating Margin	33.74%	33.06%	32.20%	23.82%	29.04%	21.87%
Profit Margin	26.30%	26.13%	25.16%	18.97%	23.36%	19.23%
Free Cash Flow Margin	53.33%	59.99%	69.68%	65.68%	61.38%	53.73%
EBITDA	614.48	530.65	397.59	202.57	192.1	102.16
EBITDA Margin	34.08%	33.43%	32.47%	24.15%	29.40%	22.21%
D&A For EBITDA	6.13	5.8	3.27	2.72	2.31	1.57
EBIT	608.35	524.85	394.32	199.85	189.8	100.58
EBIT Margin	33.74%	33.06%	32.20%	23.82%	29.04%	21.87%
Effective Tax Rate	20.74%	19.40%	19.77%	18.64%	19.14%	11.95%
Revenue as Reported	1,588	1,588	1,224	838.8	653.47	459.89

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q