Interest Income on Loans | 262.99 | 256.01 | 233.15 | 190.52 | 202.24 | |
Interest Income on Investments | 61.48 | 72.86 | 60.58 | 35.75 | 35.85 | |
Total Interest Income | 324.48 | 328.87 | 293.72 | 226.27 | 238.09 | |
Interest Paid on Deposits | 140.26 | 122.41 | 78.16 | 15.21 | 31.54 | |
Interest Paid on Borrowings | 49.28 | 63.86 | 39.7 | 14.46 | 18.32 | |
Total Interest Expense | 189.53 | 186.27 | 117.86 | 29.67 | 49.85 | |
Net Interest Income | 134.94 | 142.59 | 175.87 | 196.6 | 188.23 | |
Net Interest Income Growth (YoY) | -5.37% | -18.92% | -10.55% | 4.45% | 22.27% | |
Gain (Loss) on Sale of Assets | - | - | 2.9 | - | - | |
Gain (Loss) on Sale of Investments | - | -18.14 | -15.23 | -0.56 | 0.77 | |
Other Non-Interest Income | 18.25 | 17.4 | 16.86 | 11.95 | 11.63 | |
Total Non-Interest Income | 19.05 | -1.99 | 2.75 | 13.93 | 17.97 | |
Non-Interest Income Growth (YoY) | - | - | -80.26% | -22.47% | 18.84% | |
Revenues Before Loan Losses | 154 | 140.6 | 178.62 | 210.54 | 206.21 | |
Provision for Loan Losses | 2.37 | 6.23 | 2.49 | -7.52 | -1.12 | |
Revenue | 151.63 | 134.38 | 176.13 | 218.06 | 207.33 | |
Revenue Growth (YoY) | 12.84% | -23.71% | -19.23% | 5.17% | 25.75% | |
Salaries and Employee Benefits | 70.87 | 65.22 | 69.96 | 69.92 | 61.06 | |
Occupancy Expenses | 11.52 | 11.03 | 11.79 | 14.11 | 12.67 | |
Federal Deposit Insurance | 5.91 | 5.98 | 5.13 | 2.46 | 1.94 | |
Selling, General & Administrative | 18.94 | 22.13 | 22.94 | 26.42 | 27.77 | |
Other Non-Interest Expense | 13.39 | 13.42 | 12.38 | 12.8 | 17.3 | |
Total Non-Interest Expense | 120.63 | 117.78 | 122.19 | 125.71 | 120.74 | |
EBT Excluding Unusual Items | 31 | 16.59 | 53.94 | 92.35 | 86.59 | |
Other Unusual Items | - | - | - | - | 2.26 | |
Pretax Income | 31 | -80.78 | 52.38 | 92.35 | 84.5 | |
Income Tax Expense | 4.92 | 5.89 | 11.57 | 24.8 | 21.26 | |
Net Income | 26.08 | -86.67 | 40.81 | 67.55 | 63.23 | |
Net Income to Common | 26.08 | -86.67 | 40.81 | 67.55 | 63.23 | |
Net Income Growth | - | - | -39.58% | 6.82% | 40.63% | |
Basic Shares Outstanding | 63 | 62 | 65 | 71 | 82 | |
Diluted Shares Outstanding | 63 | 62 | 65 | 71 | 82 | |
Shares Change (YoY) | 0.44% | -3.64% | -8.64% | -13.91% | -0.05% | |
EPS (Basic) | 0.42 | -1.39 | 0.63 | 0.95 | 0.77 | |
EPS (Diluted) | 0.42 | -1.39 | 0.63 | 0.95 | 0.77 | |
EPS Growth | - | - | -33.71% | 23.78% | 40.66% | |
Dividend Per Share | 0.440 | 0.440 | 0.440 | 0.430 | 0.350 | |
Dividend Growth | - | - | 2.33% | 22.86% | 20.69% | |
Effective Tax Rate | 15.88% | - | 22.09% | 26.86% | 25.16% | |