LendingClub Corporation (LC)

LendingClub Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Operating Revenue	61.33	65.87	85.1	73.09	115.76	245.31
Other Revenue	1,187	1,095	1,050	1,197	776.72	223.14
Revenue	1,249	1,161	1,135	1,270	892.48	468.45
Revenue Growth (YoY)	15.90%	2.25%	-10.58%	42.27%	90.52%	-53.22%
Cost of Revenue	291.73	283.35	315.43	388.6	324.5	282.74
Gross Profit	328.94	275.78	279.98	536.37	412.82	185.71
Selling, General & Admin	166.76	148.25	146.55	270.24	227.96	121.17
Other Operating Expenses	56.82	53.25	57.26	64.19	55.11	47.76
Operating Expenses	230	210.02	220.79	361.77	322.79	222.96
Operating Income	98.94	65.76	59.19	174.6	90.03	-37.25
Interest Expense	-0.14	-0.7	-4.57	-21.56	-71.59	-150.37
EBT Excluding Unusual Items	98.8	65.07	54.62	153.04	18.44	-187.62
Pretax Income	98.8	65.07	54.62	153.04	18.44	-187.62
Income Tax Expense	24.77	13.74	15.68	-136.65	-0.14	-0.08
Earnings From Continuing Operations	74.03	51.33	38.94	289.69	18.58	-187.54
Net Income	74.03	51.33	38.94	289.69	18.58	-187.54
Net Income to Common	74.03	51.33	38.94	289.69	18.58	-187.54
Net Income Growth	74.94%	31.82%	-86.56%	1459.12%	-	-
Shares Outstanding (Basic)	113	112	108	104	98	90
Shares Outstanding (Diluted)	116	113	108	104	102	90
Shares Change (YoY)	4.76%	4.29%	4.30%	1.81%	12.95%	3.62%
EPS (Basic)	0.65	0.46	0.36	2.80	0.19	-2.07
EPS (Diluted)	0.64	0.45	0.36	2.79	0.18	-2.07
EPS Growth	68.10%	25.35%	-87.13%	1433.86%	-	-
Free Cash Flow	-2,041	-2,688	-1,196	306.09	205.46	386.88
Free Cash Flow Per Share	-17.66	-23.77	-11.03	2.94	2.01	4.28
Gross Margin	26.35%	23.76%	24.66%	42.24%	46.26%	39.64%
Operating Margin	7.92%	5.67%	5.21%	13.75%	10.09%	-7.95%
Profit Margin	5.93%	4.42%	3.43%	22.81%	2.08%	-40.03%
Free Cash Flow Margin	-163.47%	-231.58%	-105.35%	24.11%	23.02%	82.59%
EBITDA	161.39	124.6	106.39	218.43	134.32	16.78
EBITDA Margin	12.93%	10.73%	9.37%	17.20%	15.05%	3.58%
D&A For EBITDA	62.46	58.83	47.2	43.83	44.29	54.03
EBIT	98.94	65.76	59.19	174.6	90.03	-37.25
EBIT Margin	7.92%	5.67%	5.21%	13.75%	10.09%	-7.95%
Effective Tax Rate	25.07%	21.11%	28.71%	-	-	-

Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q