Lakeland Financial Corporation (LKFN)

Lakeland Financial Statistics

Total Valuation

LKFN has a market cap or net worth of $1.57 billion. The enterprise value is $1.45 billion.

Market Cap	1.57B
Enterprise Value	1.45B

Important Dates

The last earnings date was Friday, April 25, 2025, before market open.

Earnings Date	Apr 25, 2025
Ex-Dividend Date	Apr 25, 2025

Share Statistics

LKFN has 25.56 million shares outstanding. The number of shares has increased by 0.23% in one year.

Current Share Class	25.56M
Shares Outstanding	25.56M
Shares Change (YoY)	+0.23%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	2.77%
Owned by Institutions (%)	82.36%
Float	24.82M

Valuation Ratios

The trailing PE ratio is 17.57 and the forward PE ratio is 15.60.

PE Ratio	17.57
Forward PE	15.60
PS Ratio	6.69
Forward PS	5.79
PB Ratio	2.26
P/TBV Ratio	2.28
P/FCF Ratio	16.08
P/OCF Ratio	14.74
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.09
EV / Sales	6.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.85

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.18
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.44%.

Return on Equity (ROE)	13.44%
Return on Assets (ROA)	1.34%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$355,290
Profits Per Employee	$135,582
Employee Count	665
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LKFN has paid $17.96 million in taxes.

Income Tax	17.96M
Effective Tax Rate	16.61%

Stock Price Statistics

The stock price has decreased by -0.89% in the last 52 weeks. The beta is 0.59, so LKFN's price volatility has been lower than the market average.

Beta (5Y)	0.59
52-Week Price Change	-0.89%
50-Day Moving Average	58.19
200-Day Moving Average	65.30
Relative Strength Index (RSI)	66.61
Average Volume (20 Days)	245,309

Short Selling Information

The latest short interest is 2.25 million, so 8.81% of the outstanding shares have been sold short.

Short Interest	2.25M
Short Previous Month	2.27M
Short % of Shares Out	8.81%
Short % of Float	9.07%
Short Ratio (days to cover)	8.16

Income Statement

In the last 12 months, LKFN had revenue of $236.27 million and earned $90.16 million in profits. Earnings per share was $3.50.

Revenue	236.27M
Gross Profit	236.27M
Operating Income	117.14M
Pretax Income	120.52M
Net Income	90.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.50

Balance Sheet

The company has $235.22 million in cash and $114.85 million in debt, giving a net cash position of $120.37 million or $4.71 per share.

Cash & Cash Equivalents	235.22M
Total Debt	114.85M
Net Cash	120.37M
Net Cash Per Share	$4.71
Equity (Book Value)	694.51M
Book Value Per Share	27.17
Working Capital	-5.82B

Cash Flow

In the last 12 months, operating cash flow was $106.62 million and capital expenditures -$8.88 million, giving a free cash flow of $97.74 million.

Operating Cash Flow	106.62M
Capital Expenditures	-8.88M
Free Cash Flow	97.74M
FCF Per Share	$3.82

Margins

Gross Margin	n/a
Operating Margin	49.58%
Pretax Margin	45.76%
Profit Margin	38.16%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	41.37%

Dividends & Yields

This stock pays an annual dividend of $2.00, which amounts to a dividend yield of 3.25%.

Dividend Per Share	$2.00
Dividend Yield	3.25%
Dividend Growth (YoY)	4.26%
Years of Dividend Growth	10
Payout Ratio	57.14%
Buyback Yield	-0.23%
Shareholder Yield	3.03%
Earnings Yield	5.74%
FCF Yield	6.22%

Analyst Forecast

The average price target for LKFN is $65.00, which is 5.71% higher than the current price. The consensus rating is "Buy".

Price Target	$65.00
Price Target Difference	5.71%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 8, 2016. It was a forward split with a ratio of 1.5:1.

Last Split Date	Aug 8, 2016
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4