LM Funding America Statistics
Total Valuation
LMFA has a market cap or net worth of $12.53 million. The enterprise value is $19.53 million.
Important Dates
The last earnings date was Thursday, August 14, 2025, before market open.
| Earnings Date | Aug 14, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
LMFA has 5.13 million shares outstanding. The number of shares has increased by 71.37% in one year.
| Current Share Class | 5.13M |
| Shares Outstanding | 5.13M |
| Shares Change (YoY) | +71.37% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 8.42% |
| Owned by Institutions (%) | 3.95% |
| Float | 4.29M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.50 |
| Forward PS | 1.18 |
| PB Ratio | 0.39 |
| P/TBV Ratio | 0.47 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 2.89 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.75, with a Debt / Equity ratio of 0.24.
| Current Ratio | 3.75 |
| Quick Ratio | 0.12 |
| Debt / Equity | 0.24 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -30.01%.
| Return on Equity (ROE) | -30.01% |
| Return on Assets (ROA) | -25.07% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $750,658 |
| Profits Per Employee | -$1.75M |
| Employee Count | 9 |
| Asset Turnover | 0.18 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -13.78% in the last 52 weeks. The beta is 1.58, so LMFA's price volatility has been higher than the market average.
| Beta (5Y) | 1.58 |
| 52-Week Price Change | -13.78% |
| 50-Day Moving Average | 2.36 |
| 200-Day Moving Average | 2.09 |
| Relative Strength Index (RSI) | 50.76 |
| Average Volume (20 Days) | 1,924,839 |
Short Selling Information
The latest short interest is 112,805, so 2.20% of the outstanding shares have been sold short.
| Short Interest | 112,805 |
| Short Previous Month | 252,803 |
| Short % of Shares Out | 2.20% |
| Short % of Float | 2.63% |
| Short Ratio (days to cover) | 0.02 |
Income Statement
In the last 12 months, LMFA had revenue of $6.76 million and -$15.74 million in losses. Loss per share was -$3.80.
| Revenue | 6.76M |
| Gross Profit | 978,546 |
| Operating Income | -8.04M |
| Pretax Income | -9.01M |
| Net Income | -15.74M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$3.80 |
Full Income StatementBalance Sheet
The company has $353,580 in cash and $7.36 million in debt, giving a net cash position of -$7.00 million or -$1.36 per share.
| Cash & Cash Equivalents | 353,580 |
| Total Debt | 7.36M |
| Net Cash | -7.00M |
| Net Cash Per Share | -$1.36 |
| Equity (Book Value) | 30.12M |
| Book Value Per Share | 6.21 |
| Working Capital | 9.30M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$11.67 million and capital expenditures -$1.87 million, giving a free cash flow of -$13.54 million.
| Operating Cash Flow | -11.67M |
| Capital Expenditures | -1.87M |
| Free Cash Flow | -13.54M |
| FCF Per Share | -$2.64 |
Full Cash Flow StatementMargins
Gross margin is 14.48%, with operating and profit margins of -118.98% and -132.40%.
| Gross Margin | 14.48% |
| Operating Margin | -118.98% |
| Pretax Margin | -135.77% |
| Profit Margin | -132.40% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
LMFA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -71.37% |
| Shareholder Yield | -71.37% |
| Earnings Yield | -125.66% |
| FCF Yield | -108.11% |
Analyst Forecast
The average price target for LMFA is $5.00, which is 104.92% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $5.00 |
| Price Target Difference | 104.92% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on March 12, 2024. It was a reverse split with a ratio of 1:6.
| Last Split Date | Mar 12, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:6 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 1 |