Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
34.53
+0.04 (0.12%)
Aug 15, 2025, 4:00 PM - Market closed
Live Oak Bancshares Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Net Income | 56.07 | 77.47 | 73.9 | 176.21 | 167 | 59.54 | Upgrade
|
| Depreciation & Amortization | 26.72 | 23.28 | 21.27 | 20.78 | 21.37 | 21.69 | Upgrade
|
| Gain (Loss) on Sale of Assets | 7.06 | -9.22 | -3.28 | 0.01 | -0.94 | 0.06 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.84 | -0.74 | 15.62 | 16.28 | -35.1 | -13.43 | Upgrade
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| Total Asset Writedown | - | - | 0.5 | - | 0.9 | 1.26 | Upgrade
|
| Provision for Credit Losses | 120.3 | 96.21 | 51.32 | 40.94 | 15.21 | 40.66 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 510.37 | 393.79 | 485.72 | 25.7 | -271.95 | -307.76 | Upgrade
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| Change in Other Net Operating Assets | 24.33 | 5.88 | 39.47 | -22.06 | 2.08 | -62.26 | Upgrade
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| Other Operating Activities | -27.05 | -25.12 | -44.3 | 34.29 | 25.25 | -15.84 | Upgrade
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| Operating Cash Flow | 674.85 | 536.47 | 620.07 | 124.49 | -119.72 | -261 | Upgrade
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| Operating Cash Flow Growth | 34.99% | -13.48% | 398.11% | - | - | - | Upgrade
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| Capital Expenditures | -14.14 | -49.31 | -46.84 | -43.75 | -3.08 | -20.99 | Upgrade
|
| Sale of Property, Plant and Equipment | 25.38 | 44.64 | 18.69 | - | 9.07 | 9.07 | Upgrade
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| Cash Acquisitions | - | - | - | - | - | -0.9 | Upgrade
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| Investment in Securities | -150.35 | -130.41 | -120.69 | -131.56 | -171.4 | -197.91 | Upgrade
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| Income (Loss) Equity Investments | 9.09 | 10.92 | 5.99 | -144.25 | 1.72 | 14.69 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | -2,369 | -1,952 | -1,626 | -1,269 | 8.82 | -2,414 | Upgrade
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| Other Investing Activities | 8.57 | 8.32 | - | 1.84 | 6.79 | 5.28 | Upgrade
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| Investing Cash Flow | -2,499 | -2,079 | -1,775 | -1,442 | -149.8 | -2,619 | Upgrade
|
| Long-Term Debt Issued | - | 99.7 | 2,906 | 62.1 | 602.85 | 1,828 | Upgrade
|
| Total Debt Issued | 0.33 | 99.7 | 2,906 | 62.1 | 602.85 | 1,828 | Upgrade
|
| Long-Term Debt Repaid | - | -10.24 | -2,966 | -297.18 | -1,827 | -285.95 | Upgrade
|
| Total Debt Repaid | -10.41 | -10.24 | -2,966 | -297.18 | -1,827 | -285.95 | Upgrade
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| Net Debt Issued (Repaid) | -10.09 | 89.47 | -59.85 | -235.09 | -1,224 | 1,542 | Upgrade
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| Issuance of Common Stock | 3.86 | 3.76 | 2.56 | 3.19 | 4.83 | 3.59 | Upgrade
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| Repurchase of Common Stock | -9 | -8.93 | -6.73 | -4.97 | -20.1 | -49.23 | Upgrade
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| Common Dividends Paid | -5.45 | -5.41 | -5.33 | -5.27 | -5.19 | -4.91 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 1,888 | 1,485 | 1,390 | 1,773 | 1,399 | 1,486 | Upgrade
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| Other Financing Activities | 4.52 | 4.52 | - | - | - | - | Upgrade
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| Financing Cash Flow | 1,872 | 1,569 | 1,321 | 1,531 | 154.95 | 2,977 | Upgrade
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| Net Cash Flow | 47.31 | 26.26 | 165.9 | 212.89 | -114.57 | 96.92 | Upgrade
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| Free Cash Flow | 660.7 | 487.16 | 573.23 | 80.73 | -122.8 | -281.99 | Upgrade
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| Free Cash Flow Growth | 53.24% | -15.02% | 610.03% | - | - | - | Upgrade
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| Free Cash Flow Margin | 162.73% | 120.90% | 146.58% | 15.88% | -28.00% | -117.46% | Upgrade
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| Free Cash Flow Per Share | 14.38 | 10.63 | 12.71 | 1.80 | -2.73 | -6.75 | Upgrade
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| Cash Interest Paid | 454.78 | 436.85 | 342.77 | 117.52 | 66.84 | 91.8 | Upgrade
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| Cash Income Tax Paid | 23.24 | 38.91 | 5.3 | 24.71 | 19.72 | 11.49 | Upgrade
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Updated May 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.