Open Lending Corporation (LPRO)

Open Lending Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	236.23	243.16	240.21	204.45	116.45	101.51
Cash & Short-Term Investments	236.23	243.16	240.21	204.45	116.45	101.51
Cash Growth	-4.35%	1.23%	17.49%	75.56%	14.72%	1222.47%
Accounts Receivable	24.19	15.03	33.32	60.15	77.07	54.74
Other Receivables	3.57	3.56	7.04	9.71	1.35	-
Receivables	27.76	18.59	40.36	69.86	78.41	54.74
Prepaid Expenses	-	-	-	-	-	1.87
Restricted Cash	10.62	10.76	6.46	4.07	3.06	2.64
Other Current Assets	3.18	3.22	2.85	2.36	4.87	2.02
Total Current Assets	277.79	275.73	289.88	280.74	202.79	162.78
Property, Plant & Equipment	4.33	4.61	4.82	7.18	7.85	6.93
Other Intangible Assets	5.4	5.39	3.09	-	-	-
Long-Term Accounts Receivable	11.2	5.09	0.61	21	42.41	38.96
Long-Term Deferred Tax Assets	-	-	70.11	65.13	65.5	85.22
Other Long-Term Assets	5.31	5.56	5.54	5.58	0.26	0.12
Total Assets	304.22	296.37	374.04	379.63	318.83	294.01
Accounts Payable	0.35	0.95	0.38	0.29	1.29	3.44
Accrued Expenses	7.6	5.17	8.13	6.39	3.98	3.03
Current Portion of Long-Term Debt	7.5	7.5	4.69	3.75	3.13	4.89
Current Portion of Leases	-	0.78	0.63	0.56	0.5	0.36
Current Income Taxes Payable	-	-	-	-	-	1.64
Other Current Liabilities	29.25	32.85	6.76	4.12	3.18	3.64
Total Current Liabilities	44.7	47.25	20.59	15.11	12.07	17.01
Long-Term Debt	130.43	132.22	139.36	143.68	143.14	152.86
Long-Term Leases	3.06	3.27	3.45	4.08	4.64	5.14
Other Long-Term Liabilities	46.21	35.54	5.06	3.94	-	92.38
Total Liabilities	224.39	218.28	168.46	166.81	159.84	267.39
Common Stock	1.28	1.28	1.28	1.28	1.28	1.28
Additional Paid-In Capital	497.88	502.66	502.03	499.63	496.98	491.25
Retained Earnings	-328.14	-328.76	-193.75	-215.82	-282.44	-428.41
Treasury Stock	-91.2	-97.1	-103.99	-72.26	-56.84	-37.5
Total Common Equity	79.83	78.09	205.58	212.82	158.98	26.62
Shareholders' Equity	79.83	78.09	205.58	212.82	158.98	26.62
Total Liabilities & Equity	304.22	296.37	374.04	379.63	318.83	294.01
Total Debt	140.99	143.77	148.13	152.08	151.4	163.25
Net Cash (Debt)	95.24	99.4	92.08	52.37	-34.94	-61.74
Net Cash Growth	-5.23%	7.95%	75.81%	-	-	-
Net Cash Per Share	0.80	0.83	0.76	0.41	-0.28	-0.74
Filing Date Shares Outstanding	119.79	119.78	118.88	123.69	126.22	126.8
Total Common Shares Outstanding	119.78	119.35	118.82	123.65	126.21	126.8
Working Capital	233.09	228.47	269.29	265.64	190.73	145.77
Book Value Per Share	0.67	0.65	1.73	1.72	1.26	0.21
Tangible Book Value	74.43	72.7	202.49	212.82	158.98	26.62
Tangible Book Value Per Share	0.62	0.61	1.70	1.72	1.26	0.21

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q