Lake Shore Bancorp Statistics
Total Valuation
LSBK has a market cap or net worth of $89.62 million. The enterprise value is $63.22 million.
Important Dates
The next estimated earnings date is Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | Feb 10, 2025 |
Share Statistics
LSBK has 5.67 million shares outstanding. The number of shares has decreased by -4.68% in one year.
| Current Share Class | 5.67M |
| Shares Outstanding | 5.67M |
| Shares Change (YoY) | -4.68% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 3.67% |
| Owned by Institutions (%) | 9.72% |
| Float | 1.83M |
Valuation Ratios
The trailing PE ratio is 17.68.
| PE Ratio | 17.68 |
| Forward PE | n/a |
| PS Ratio | 3.41 |
| Forward PS | n/a |
| PB Ratio | 0.99 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 28.80 |
| P/OCF Ratio | 27.52 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.71 |
| EV / Sales | 2.45 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 20.31 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.61%.
| Return on Equity (ROE) | 5.61% |
| Return on Assets (ROA) | 0.71% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $257,950 |
| Profits Per Employee | $49,740 |
| Employee Count | 100 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LSBK has paid $958,000 in taxes.
| Income Tax | 958,000 |
| Effective Tax Rate | 16.15% |
Stock Price Statistics
The stock price has increased by +32.55% in the last 52 weeks. The beta is 0.26, so LSBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.26 |
| 52-Week Price Change | +32.55% |
| 50-Day Moving Average | 15.28 |
| 200-Day Moving Average | 14.48 |
| Relative Strength Index (RSI) | 60.11 |
| Average Volume (20 Days) | 2,633 |
Short Selling Information
The latest short interest is 3,741, so 0.07% of the outstanding shares have been sold short.
| Short Interest | 3,741 |
| Short Previous Month | 5,017 |
| Short % of Shares Out | 0.07% |
| Short % of Float | 0.20% |
| Short Ratio (days to cover) | 1.44 |
Income Statement
In the last 12 months, LSBK had revenue of $25.80 million and earned $4.97 million in profits. Earnings per share was $0.89.
| Revenue | 25.80M |
| Gross Profit | 25.80M |
| Operating Income | 6.52M |
| Pretax Income | 5.46M |
| Net Income | 4.97M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.89 |
Full Income StatementBalance Sheet
The company has $30.43 million in cash and $4.00 million in debt, giving a net cash position of $26.43 million or $4.66 per share.
| Cash & Cash Equivalents | 30.43M |
| Total Debt | 4.00M |
| Net Cash | 26.43M |
| Net Cash Per Share | $4.66 |
| Equity (Book Value) | 90.66M |
| Book Value Per Share | 15.98 |
| Working Capital | -549.37M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $3.26 million and capital expenditures -$145,000, giving a free cash flow of $3.11 million.
| Operating Cash Flow | 3.26M |
| Capital Expenditures | -145,000 |
| Free Cash Flow | 3.11M |
| FCF Per Share | $0.55 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 25.28% |
| Pretax Margin | 23.00% |
| Profit Margin | 19.28% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 12.07% |