LexinFintech Holdings Ltd. (LX)
NASDAQ: LX · Real-Time Price · USD
6.96
+0.07 (1.02%)
At close: Aug 13, 2025, 4:00 PM
6.95
-0.01 (-0.14%)
Pre-market: Aug 14, 2025, 6:30 AM EDT

LexinFintech Holdings Statistics

Total Valuation

LX has a market cap or net worth of $1.17 billion. The enterprise value is $1.56 billion.

Market Cap 1.17B
Enterprise Value 1.56B

Important Dates

The last earnings date was Thursday, August 7, 2025, before market open.

Earnings Date Aug 7, 2025
Ex-Dividend Date Aug 26, 2025

Share Statistics

LX has 168.26 million shares outstanding. The number of shares has increased by 3.52% in one year.

Current Share Class n/a
Shares Outstanding 168.26M
Shares Change (YoY) +3.52%
Shares Change (QoQ) -0.33%
Owned by Insiders (%) 35.01%
Owned by Institutions (%) 50.12%
Float 109.35M

Valuation Ratios

The trailing PE ratio is 5.44 and the forward PE ratio is 3.84.

PE Ratio 5.44
Forward PE 3.84
PS Ratio 0.60
Forward PS n/a
PB Ratio 0.73
P/TBV Ratio 0.78
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 6.94
EV / Sales 0.80
EV / EBITDA 5.26
EV / EBIT 5.55
EV / FCF n/a

Financial Position

The company has a current ratio of 1.89, with a Debt / Equity ratio of 0.42.

Current Ratio 1.89
Quick Ratio 1.28
Debt / Equity 0.42
Debt / EBITDA 2.23
Debt / FCF n/a
Interest Coverage 120.27

Financial Efficiency

Return on equity (ROE) is 14.88% and return on invested capital (ROIC) is 7.92%.

Return on Equity (ROE) 14.88%
Return on Assets (ROA) 5.53%
Return on Invested Capital (ROIC) 7.92%
Return on Capital Employed (ROCE) 15.58%
Revenue Per Employee $419,116
Profits Per Employee $48,276
Employee Count 4,667
Asset Turnover 0.62
Inventory Turnover 62.62

Taxes

In the past 12 months, LX has paid $50.37 million in taxes.

Income Tax 50.37M
Effective Tax Rate 18.27%

Stock Price Statistics

The stock price has increased by +326.99% in the last 52 weeks. The beta is 0.51, so LX's price volatility has been lower than the market average.

Beta (5Y) 0.51
52-Week Price Change +326.99%
50-Day Moving Average 6.97
200-Day Moving Average 7.04
Relative Strength Index (RSI) 53.73
Average Volume (20 Days) 4,842,621

Short Selling Information

Short Interest 6.50M
Short Previous Month 3.60M
Short % of Shares Out 5.95%
Short % of Float n/a
Short Ratio (days to cover) 1.49

Income Statement

In the last 12 months, LX had revenue of $1.96 billion and earned $225.30 million in profits. Earnings per share was $1.28.

Revenue 1.96B
Gross Profit 790.73M
Operating Income 281.45M
Pretax Income 164.59M
Net Income 225.30M
EBITDA 297.13M
EBIT 281.45M
Earnings Per Share (EPS) $1.28
Full Income Statement

Balance Sheet

The company has $289.97 million in cash and $681.65 million in debt, giving a net cash position of -$391.68 million or -$2.33 per share.

Cash & Cash Equivalents 289.97M
Total Debt 681.65M
Net Cash -391.68M
Net Cash Per Share -$2.33
Equity (Book Value) 1.62B
Book Value Per Share 9.52
Working Capital 1.18B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 40.43%, with operating and profit margins of 14.39% and 11.52%.

Gross Margin 40.43%
Operating Margin 14.39%
Pretax Margin 14.09%
Profit Margin 11.52%
EBITDA Margin 15.19%
EBIT Margin 14.39%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.39, which amounts to a dividend yield of 5.58%.

Dividend Per Share $0.39
Dividend Yield 5.58%
Dividend Growth (YoY) -5.49%
Years of Dividend Growth 2
Payout Ratio 11.82%
Buyback Yield -3.52%
Shareholder Yield 2.05%
Earnings Yield 19.24%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

LX has an Altman Z-Score of 2.26 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.26
Piotroski F-Score 5