LexinFintech Holdings Ltd. (LX)
NASDAQ: LX · Real-Time Price · USD
7.29
-0.17 (-2.28%)
At close: Jun 27, 2025, 4:00 PM
7.36
+0.07 (0.96%)
After-hours: Jun 27, 2025, 6:31 PM EDT

LexinFintech Holdings Statistics

Total Valuation

LX has a market cap or net worth of $1.23 billion. The enterprise value is $1.53 billion.

Market Cap 1.23B
Enterprise Value 1.53B

Important Dates

The next estimated earnings date is Tuesday, August 26, 2025, after market close.

Earnings Date Aug 26, 2025
Ex-Dividend Date Apr 17, 2025

Share Statistics

LX has 168.26 million shares outstanding. The number of shares has decreased by -1.12% in one year.

Current Share Class n/a
Shares Outstanding 168.26M
Shares Change (YoY) -1.12%
Shares Change (QoQ) +2.30%
Owned by Insiders (%) 35.01%
Owned by Institutions (%) 54.33%
Float 109.35M

Valuation Ratios

The trailing PE ratio is 6.84 and the forward PE ratio is 4.01.

PE Ratio 6.84
Forward PE 4.01
PS Ratio 0.63
Forward PS n/a
PB Ratio 0.80
P/TBV Ratio 0.86
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 8.37
EV / Sales 0.79
EV / EBITDA 4.81
EV / EBIT 5.05
EV / FCF n/a

Financial Position

The company has a current ratio of 1.85, with a Debt / Equity ratio of 0.48.

Current Ratio 1.85
Quick Ratio 1.31
Debt / Equity 0.48
Debt / EBITDA 2.27
Debt / FCF n/a
Interest Coverage 222.46

Financial Efficiency

Return on equity (ROE) is 12.57% and return on invested capital (ROIC) is 8.62%.

Return on Equity (ROE) 12.57%
Return on Assets (ROA) 5.99%
Return on Invested Capital (ROIC) 8.62%
Return on Capital Employed (ROCE) 17.30%
Revenue Per Employee $415,335
Profits Per Employee $39,248
Employee Count 4,667
Asset Turnover 0.61
Inventory Turnover 92.30

Taxes

In the past 12 months, LX has paid $41.48 million in taxes.

Income Tax 41.48M
Effective Tax Rate 18.46%

Stock Price Statistics

The stock price has increased by +336.53% in the last 52 weeks. The beta is 0.45, so LX's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change +336.53%
50-Day Moving Average 7.73
200-Day Moving Average 6.37
Relative Strength Index (RSI) 46.58
Average Volume (20 Days) 1,894,345

Short Selling Information

Short Interest 3.50M
Short Previous Month 3.23M
Short % of Shares Out 3.20%
Short % of Float n/a
Short Ratio (days to cover) 1.68

Income Statement

In the last 12 months, LX had revenue of $1.94 billion and earned $183.17 million in profits. Earnings per share was $1.07.

Revenue 1.94B
Gross Profit 789.72M
Operating Income 303.35M
Pretax Income 164.59M
Net Income 183.17M
EBITDA 318.67M
EBIT 303.35M
Earnings Per Share (EPS) $1.07
Full Income Statement

Balance Sheet

The company has $437.30 million in cash and $744.06 million in debt, giving a net cash position of -$306.76 million or -$1.82 per share.

Cash & Cash Equivalents 437.30M
Total Debt 744.06M
Net Cash -306.76M
Net Cash Per Share -$1.82
Equity (Book Value) 1.54B
Book Value Per Share 9.14
Working Capital 1.16B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 40.74%, with operating and profit margins of 15.65% and 9.45%.

Gross Margin 40.74%
Operating Margin 15.65%
Pretax Margin 11.59%
Profit Margin 9.45%
EBITDA Margin 16.44%
EBIT Margin 15.65%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.18, which amounts to a dividend yield of 2.50%.

Dividend Per Share $0.18
Dividend Yield 2.50%
Dividend Growth (YoY) -5.49%
Years of Dividend Growth 2
Payout Ratio 14.20%
Buyback Yield 1.12%
Shareholder Yield 3.62%
Earnings Yield 14.93%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

LX has an Altman Z-Score of 2.15 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.15
Piotroski F-Score 5