LexinFintech Holdings Statistics
Total Valuation
LX has a market cap or net worth of $546.86 million. The enterprise value is $908.73 million.
Important Dates
The last earnings date was Monday, November 24, 2025, before market open.
| Earnings Date | Nov 24, 2025 |
| Ex-Dividend Date | Aug 26, 2025 |
Share Statistics
LX has 168.26 million shares outstanding. The number of shares has increased by 5.59% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 168.26M |
| Shares Change (YoY) | +5.59% |
| Shares Change (QoQ) | -0.65% |
| Owned by Insiders (%) | 35.01% |
| Owned by Institutions (%) | 48.10% |
| Float | 109.35M |
Valuation Ratios
The trailing PE ratio is 2.26 and the forward PE ratio is 2.07.
| PE Ratio | 2.26 |
| Forward PE | 2.07 |
| PS Ratio | 0.28 |
| Forward PS | n/a |
| PB Ratio | 0.33 |
| P/TBV Ratio | 0.35 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.54 |
| EV / Sales | 0.47 |
| EV / EBITDA | 3.12 |
| EV / EBIT | 3.30 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.80, with a Debt / Equity ratio of 0.40.
| Current Ratio | 1.80 |
| Quick Ratio | 1.14 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.23 |
| Debt / FCF | n/a |
| Interest Coverage | 113.56 |
Financial Efficiency
Return on equity (ROE) is 16.41% and return on invested capital (ROIC) is 7.76%.
| Return on Equity (ROE) | 16.41% |
| Return on Assets (ROA) | 5.38% |
| Return on Invested Capital (ROIC) | 7.76% |
| Return on Capital Employed (ROCE) | 15.28% |
| Revenue Per Employee | $414,378 |
| Profits Per Employee | $54,950 |
| Employee Count | 4,667 |
| Asset Turnover | 0.60 |
| Inventory Turnover | 68.39 |
Taxes
In the past 12 months, LX has paid $58.19 million in taxes.
| Income Tax | 58.19M |
| Effective Tax Rate | 18.49% |
Stock Price Statistics
The stock price has decreased by -40.37% in the last 52 weeks. The beta is 0.71, so LX's price volatility has been lower than the market average.
| Beta (5Y) | 0.71 |
| 52-Week Price Change | -40.37% |
| 50-Day Moving Average | 4.47 |
| 200-Day Moving Average | 6.80 |
| Relative Strength Index (RSI) | 32.29 |
| Average Volume (20 Days) | 2,781,841 |
Short Selling Information
| Short Interest | 8.19M |
| Short Previous Month | 10.97M |
| Short % of Shares Out | 10.04% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.40 |
Income Statement
In the last 12 months, LX had revenue of $1.93 billion and earned $256.45 million in profits. Earnings per share was $1.44.
| Revenue | 1.93B |
| Gross Profit | 782.13M |
| Operating Income | 275.58M |
| Pretax Income | 314.64M |
| Net Income | 256.45M |
| EBITDA | 291.52M |
| EBIT | 275.58M |
| Earnings Per Share (EPS) | $1.44 |
Full Income StatementBalance Sheet
The company has $307.80 million in cash and $669.68 million in debt, giving a net cash position of -$361.88 million or -$2.15 per share.
| Cash & Cash Equivalents | 307.80M |
| Total Debt | 669.68M |
| Net Cash | -361.88M |
| Net Cash Per Share | -$2.15 |
| Equity (Book Value) | 1.66B |
| Book Value Per Share | 9.74 |
| Working Capital | 1.15B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 40.44%, with operating and profit margins of 14.25% and 13.26%.
| Gross Margin | 40.44% |
| Operating Margin | 14.25% |
| Pretax Margin | 16.27% |
| Profit Margin | 13.26% |
| EBITDA Margin | 15.07% |
| EBIT Margin | 14.25% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.39, which amounts to a dividend yield of 11.98%.
| Dividend Per Share | $0.39 |
| Dividend Yield | 11.98% |
| Dividend Growth (YoY) | 100.26% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 16.89% |
| Buyback Yield | -5.59% |
| Shareholder Yield | 6.35% |
| Earnings Yield | 46.90% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for LX is $3.50, which is 7.69% higher than the current price. The consensus rating is "Hold".
| Price Target | $3.50 |
| Price Target Difference | 7.69% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
LX has an Altman Z-Score of 2.27 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.27 |
| Piotroski F-Score | 4 |