Middlefield Banc Corp. (MBCN)

Middlefield Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	95.26	92.57	81.96	48.51	47.9	49
Interest Income on Investments	8.5	8.7	8.34	6.39	4.44	3.64
Total Interest Income	103.76	101.26	90.3	54.91	52.34	52.64
Interest Paid on Deposits	34.05	33.26	19	4.02	3.91	8.96
Interest Paid on Borrowings	5.55	7.32	6.1	0.71	0.28	0.29
Total Interest Expense	39.6	40.58	25.1	4.73	4.2	9.25
Net Interest Income	64.16	60.68	65.2	50.18	48.14	43.39
Net Interest Income Growth (YoY)	4.51%	-6.94%	29.95%	4.23%	10.95%	4.84%
Gain (Loss) on Sale of Investments	0.03	-0.01	-0.16	-0.17	0.21	-0.1
Other Non-Interest Income	3.16	3.12	3.05	3.05	2.33	2.07
Total Non-Interest Income	7.99	7.21	6.69	6.75	7.21	5.99
Non-Interest Income Growth (YoY)	14.46%	7.80%	-0.81%	-6.38%	20.30%	23.73%
Revenues Before Loan Losses	72.15	67.89	71.89	56.92	55.35	49.38
Provision for Loan Losses	1.65	2.01	3	-	0.7	9.84
Revenue	70.5	65.89	68.89	56.92	54.65	39.54
Revenue Growth (YoY)	5.64%	-4.37%	21.03%	4.17%	38.21%	-12.79%
Salaries and Employee Benefits	25.11	24.27	24.25	17.24	16.67	15.69
Federal Deposit Insurance	1.08	1.06	0.86	0.33	0.49	0.42
Amortization of Goodwill & Intangibles	1.36	1.23	1.15	0.52	0.68	0.68
Selling, General & Administrative	12.45	12.26	12.43	9.65	9.38	8.32
Other Non-Interest Expense	8.82	8.63	8.46	6.01	4.71	4.85
Total Non-Interest Expense	48.83	47.54	47.66	35.65	31.95	29.79
EBT Excluding Unusual Items	21.68	18.34	21.23	21.28	22.7	9.75
Pretax Income	21.68	18.34	20.76	18.89	22.7	9.75
Income Tax Expense	3.5	2.83	3.39	3.22	4.07	1.4
Net Income	18.18	15.52	17.37	15.67	18.63	8.35
Net Income to Common	18.18	15.52	17.37	15.67	18.63	8.35
Net Income Growth	15.69%	-10.65%	10.81%	-15.89%	123.18%	-34.32%
Basic Shares Outstanding	8	8	8	6	6	6
Diluted Shares Outstanding	8	8	8	6	6	6
Shares Change (YoY)	-0.09%	-0.49%	34.44%	-2.68%	-3.02%	-1.51%
EPS (Basic)	2.25	1.92	2.14	2.60	3.01	1.31
EPS (Diluted)	2.25	1.92	2.14	2.59	3.00	1.30
EPS Growth	16.03%	-10.28%	-17.37%	-13.67%	130.77%	-33.33%
Dividend Per Share	0.820	0.800	0.800	0.710	0.650	0.600
Dividend Growth	2.50%	-	12.68%	9.23%	8.33%	5.26%
Effective Tax Rate	16.16%	15.40%	16.32%	17.04%	17.91%	14.37%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q