Middlefield Banc Statistics

Total Valuation

MBCN has a market cap or net worth of $230.64 million. The enterprise value is $258.35 million.

Market Cap	230.64M
Enterprise Value	258.35M

Important Dates

The last earnings date was Tuesday, July 22, 2025, after market close.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	Aug 29, 2025

Share Statistics

MBCN has 8.08 million shares outstanding. The number of shares has decreased by -0.09% in one year.

Current Share Class	8.08M
Shares Outstanding	8.08M
Shares Change (YoY)	-0.09%
Shares Change (QoQ)	+0.20%
Owned by Insiders (%)	4.19%
Owned by Institutions (%)	27.44%
Float	7.16M

Valuation Ratios

The trailing PE ratio is 12.68 and the forward PE ratio is 11.65.

PE Ratio	12.68
Forward PE	11.65
PS Ratio	3.27
Forward PS	2.95
PB Ratio	1.07
P/TBV Ratio	1.32
P/FCF Ratio	n/a
P/OCF Ratio	10.72
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	14.21
EV / Sales	3.66
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.60%.

Return on Equity (ROE)	8.60%
Return on Assets (ROA)	0.97%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$286,598
Profits Per Employee	$73,882
Employee Count	246
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MBCN has paid $3.50 million in taxes.

Income Tax	3.50M
Effective Tax Rate	16.16%

Stock Price Statistics

The stock price has increased by +17.79% in the last 52 weeks. The beta is 0.46, so MBCN's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	+17.79%
50-Day Moving Average	29.56
200-Day Moving Average	28.17
Relative Strength Index (RSI)	47.53
Average Volume (20 Days)	6,557

Short Selling Information

The latest short interest is 51,675, so 0.64% of the outstanding shares have been sold short.

Short Interest	51,675
Short Previous Month	57,999
Short % of Shares Out	0.64%
Short % of Float	0.72%
Short Ratio (days to cover)	5.84

Income Statement

In the last 12 months, MBCN had revenue of $70.50 million and earned $18.18 million in profits. Earnings per share was $2.25.

Revenue	70.50M
Gross Profit	70.50M
Operating Income	24.12M
Pretax Income	19.81M
Net Income	18.18M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.25

Full Income Statement

Balance Sheet

The company has $72.85 million in cash and $100.56 million in debt, giving a net cash position of -$27.71 million or -$3.43 per share.

Cash & Cash Equivalents	72.85M
Total Debt	100.56M
Net Cash	-27.71M
Net Cash Per Share	-$3.43
Equity (Book Value)	216.05M
Book Value Per Share	26.74
Working Capital	-1.61B

Full Balance Sheet

Cash Flow

Operating Cash Flow	21.51M
Capital Expenditures	-1.48M
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	34.21%
Pretax Margin	30.75%
Profit Margin	25.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 2.94%.

Dividend Per Share	$0.84
Dividend Yield	2.94%
Dividend Growth (YoY)	-2.35%
Years of Dividend Growth	n/a
Payout Ratio	36.88%
Buyback Yield	0.09%
Shareholder Yield	3.04%
Earnings Yield	7.88%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for MBCN is $33.00, which is 15.63% higher than the current price. The consensus rating is "Hold".

Price Target	$33.00
Price Target Difference	15.63%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 12, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 12, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4