MetroCity Bankshares Statistics
Total Valuation
MCBS has a market cap or net worth of $741.62 million. The enterprise value is $870.01 million.
Important Dates
The last earnings date was Friday, July 18, 2025.
| Earnings Date | Jul 18, 2025 |
| Ex-Dividend Date | Jul 30, 2025 |
Share Statistics
MCBS has 25.54 million shares outstanding. The number of shares has increased by 0.39% in one year.
| Current Share Class | 25.54M |
| Shares Outstanding | 25.54M |
| Shares Change (YoY) | +0.39% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 26.06% |
| Owned by Institutions (%) | 24.37% |
| Float | 18.88M |
Valuation Ratios
The trailing PE ratio is 11.20 and the forward PE ratio is 9.73.
| PE Ratio | 11.20 |
| Forward PE | 9.73 |
| PS Ratio | 5.03 |
| Forward PS | 4.01 |
| PB Ratio | 1.69 |
| P/TBV Ratio | 1.69 |
| P/FCF Ratio | 22.10 |
| P/OCF Ratio | 21.53 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.17 |
| EV / Sales | 5.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 26.15 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 13.03 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.67%.
| Return on Equity (ROE) | 15.67% |
| Return on Assets (ROA) | 1.83% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $604,825 |
| Profits Per Employee | $275,250 |
| Employee Count | 240 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCBS has paid $23.20 million in taxes.
| Income Tax | 23.20M |
| Effective Tax Rate | 25.99% |
Stock Price Statistics
The stock price has increased by +5.81% in the last 52 weeks. The beta is 0.65, so MCBS's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +5.81% |
| 50-Day Moving Average | 28.52 |
| 200-Day Moving Average | 29.86 |
| Relative Strength Index (RSI) | 53.03 |
| Average Volume (20 Days) | 41,075 |
Short Selling Information
The latest short interest is 194,985, so 0.76% of the outstanding shares have been sold short.
| Short Interest | 194,985 |
| Short Previous Month | 210,911 |
| Short % of Shares Out | 0.76% |
| Short % of Float | 1.03% |
| Short Ratio (days to cover) | 5.00 |
Income Statement
In the last 12 months, MCBS had revenue of $145.16 million and earned $66.06 million in profits. Earnings per share was $2.57.
| Revenue | 145.16M |
| Gross Profit | 145.16M |
| Operating Income | 89.86M |
| Pretax Income | 75.59M |
| Net Income | 66.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.57 |
Full Income StatementBalance Sheet
The company has $298.67 million in cash and $433.44 million in debt, giving a net cash position of -$134.78 million or -$5.28 per share.
| Cash & Cash Equivalents | 298.67M |
| Total Debt | 433.44M |
| Net Cash | -134.78M |
| Net Cash Per Share | -$5.28 |
| Equity (Book Value) | 436.10M |
| Book Value Per Share | 17.08 |
| Working Capital | -2.37B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $34.14 million and capital expenditures -$877,000, giving a free cash flow of $33.27 million.
| Operating Cash Flow | 34.14M |
| Capital Expenditures | -877,000 |
| Free Cash Flow | 33.27M |
| FCF Per Share | $1.30 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 61.90% |
| Pretax Margin | 61.49% |
| Profit Margin | 45.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.92% |
Dividends & Yields
This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.20%.
| Dividend Per Share | $0.92 |
| Dividend Yield | 3.20% |
| Dividend Growth (YoY) | 20.51% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 36.58% |
| Buyback Yield | -0.39% |
| Shareholder Yield | 2.81% |
| Earnings Yield | 8.98% |
| FCF Yield | 4.52% |
Dividend DetailsAnalyst Forecast
The average price target for MCBS is $34.00, which is 17.08% higher than the current price. The consensus rating is "Hold".
| Price Target | $34.00 |
| Price Target Difference | 17.08% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 3, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Sep 3, 2019 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |