Mercury General Statistics
Total Valuation
Mercury General has a market cap or net worth of $3.35 billion. The enterprise value is $2.66 billion.
Important Dates
The last earnings date was Tuesday, May 6, 2025, after market close.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Jun 12, 2025 |
Share Statistics
Mercury General has 55.39 million shares outstanding. The number of shares has increased by 0.02% in one year.
| Current Share Class | 55.39M |
| Shares Outstanding | 55.39M |
| Shares Change (YoY) | +0.02% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 52.00% |
| Owned by Institutions (%) | 45.34% |
| Float | 26.57M |
Valuation Ratios
The trailing PE ratio is 11.73 and the forward PE ratio is 17.05.
| PE Ratio | 11.73 |
| Forward PE | 17.05 |
| PS Ratio | 0.60 |
| Forward PS | 0.56 |
| PB Ratio | 1.84 |
| P/TBV Ratio | 1.89 |
| P/FCF Ratio | 4.61 |
| P/OCF Ratio | 4.32 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 5.95, with an EV/FCF ratio of 3.66.
| EV / Earnings | 9.29 |
| EV / Sales | 0.48 |
| EV / EBITDA | 5.95 |
| EV / EBIT | 7.12 |
| EV / FCF | 3.66 |
Financial Position
The company has a current ratio of 1.35, with a Debt / Equity ratio of 0.33.
| Current Ratio | 1.35 |
| Quick Ratio | 1.04 |
| Debt / Equity | 0.33 |
| Debt / EBITDA | 1.30 |
| Debt / FCF | 0.81 |
| Interest Coverage | 12.35 |
Financial Efficiency
Return on equity (ROE) is 16.71% and return on invested capital (ROIC) is 10.14%.
| Return on Equity (ROE) | 16.71% |
| Return on Assets (ROA) | 2.84% |
| Return on Invested Capital (ROIC) | 10.14% |
| Return on Capital Employed (ROCE) | 5.55% |
| Revenue Per Employee | $1.33M |
| Profits Per Employee | $68,134 |
| Employee Count | 4,200 |
| Asset Turnover | 0.68 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Mercury General has paid $57.20 million in taxes.
| Income Tax | 57.20M |
| Effective Tax Rate | 16.66% |
Stock Price Statistics
The stock price has increased by +5.13% in the last 52 weeks. The beta is 0.92, so Mercury General's price volatility has been similar to the market average.
| Beta (5Y) | 0.92 |
| 52-Week Price Change | +5.13% |
| 50-Day Moving Average | 55.12 |
| 200-Day Moving Average | 60.96 |
| Relative Strength Index (RSI) | 66.93 |
| Average Volume (20 Days) | 355,211 |
Short Selling Information
The latest short interest is 1.74 million, so 3.13% of the outstanding shares have been sold short.
| Short Interest | 1.74M |
| Short Previous Month | 2.43M |
| Short % of Shares Out | 3.13% |
| Short % of Float | 6.53% |
| Short Ratio (days to cover) | 4.67 |
Income Statement
In the last 12 months, Mercury General had revenue of $5.60 billion and earned $286.16 million in profits. Earnings per share was $5.16.
| Revenue | 5.60B |
| Gross Profit | 726.13M |
| Operating Income | 373.60M |
| Pretax Income | 387.03M |
| Net Income | 286.16M |
| EBITDA | 446.94M |
| EBIT | 373.60M |
| Earnings Per Share (EPS) | $5.16 |
Full Income StatementBalance Sheet
The company has $1.49 billion in cash and $592.09 million in debt, giving a net cash position of $692.70 million or $12.51 per share.
| Cash & Cash Equivalents | 1.49B |
| Total Debt | 592.09M |
| Net Cash | 692.70M |
| Net Cash Per Share | $12.51 |
| Equity (Book Value) | 1.82B |
| Book Value Per Share | 32.87 |
| Working Capital | 796.96M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $775.76 million and capital expenditures -$49.01 million, giving a free cash flow of $726.75 million.
| Operating Cash Flow | 775.76M |
| Capital Expenditures | -49.01M |
| Free Cash Flow | 726.75M |
| FCF Per Share | $13.12 |
Full Cash Flow StatementMargins
Gross margin is 12.98%, with operating and profit margins of 6.68% and 5.11%.
| Gross Margin | 12.98% |
| Operating Margin | 6.68% |
| Pretax Margin | 6.14% |
| Profit Margin | 5.11% |
| EBITDA Margin | 7.99% |
| EBIT Margin | 6.68% |
| FCF Margin | 12.99% |
Dividends & Yields
This stock pays an annual dividend of $1.27, which amounts to a dividend yield of 2.10%.
| Dividend Per Share | $1.27 |
| Dividend Yield | 2.10% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 24.62% |
| Buyback Yield | -0.02% |
| Shareholder Yield | 2.08% |
| Earnings Yield | 8.54% |
| FCF Yield | 21.68% |
Dividend DetailsAnalyst Forecast
The average price target for Mercury General is $80.00, which is 32.21% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $80.00 |
| Price Target Difference | 32.21% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on October 10, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 10, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |