Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $211.24 million. The enterprise value is $2.39 billion.
Important Dates
The last earnings date was Wednesday, April 30, 2025, after market close.
| Earnings Date | Apr 30, 2025 |
| Ex-Dividend Date | Mar 17, 2025 |
Share Statistics
MFIN has 22.51 million shares outstanding. The number of shares has increased by 0.82% in one year.
| Current Share Class | 22.51M |
| Shares Outstanding | 22.51M |
| Shares Change (YoY) | +0.82% |
| Shares Change (QoQ) | +0.59% |
| Owned by Insiders (%) | 27.05% |
| Owned by Institutions (%) | 33.14% |
| Float | 15.23M |
Valuation Ratios
The trailing PE ratio is 5.86 and the forward PE ratio is 6.68.
| PE Ratio | 5.86 |
| Forward PE | 6.68 |
| PS Ratio | 0.67 |
| Forward PS | 0.90 |
| PB Ratio | 0.56 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 1.77 |
| P/OCF Ratio | 1.77 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 14.26, with an EV/FCF ratio of 20.03.
| EV / Earnings | 63.23 |
| EV / Sales | 7.56 |
| EV / EBITDA | 14.26 |
| EV / EBIT | 14.84 |
| EV / FCF | 20.03 |
Financial Position
The company has a current ratio of 17.04, with a Debt / Equity ratio of 5.21.
| Current Ratio | 17.04 |
| Quick Ratio | 1.15 |
| Debt / Equity | 5.21 |
| Debt / EBITDA | 13.72 |
| Debt / FCF | 19.59 |
| Interest Coverage | 1.73 |
Financial Efficiency
Return on equity (ROE) is 10.13% and return on invested capital (ROIC) is 3.77%.
| Return on Equity (ROE) | 10.13% |
| Return on Assets (ROA) | 3.69% |
| Return on Invested Capital (ROIC) | 3.77% |
| Return on Capital Employed (ROCE) | 5.98% |
| Revenue Per Employee | $1.82M |
| Profits Per Employee | $217,632 |
| Employee Count | 174 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $21.37 million in taxes.
| Income Tax | 21.37M |
| Effective Tax Rate | 32.73% |
Stock Price Statistics
The stock price has increased by +17.61% in the last 52 weeks. The beta is 1.29, so MFIN's price volatility has been higher than the market average.
| Beta (5Y) | 1.29 |
| 52-Week Price Change | +17.61% |
| 50-Day Moving Average | 8.75 |
| 200-Day Moving Average | 8.75 |
| Relative Strength Index (RSI) | 65.58 |
| Average Volume (20 Days) | 44,842 |
Short Selling Information
The latest short interest is 894,457, so 3.97% of the outstanding shares have been sold short.
| Short Interest | 894,457 |
| Short Previous Month | 881,724 |
| Short % of Shares Out | 3.97% |
| Short % of Float | 5.87% |
| Short Ratio (days to cover) | 19.74 |
Income Statement
In the last 12 months, MFIN had revenue of $316.75 million and earned $37.87 million in profits. Earnings per share was $1.60.
| Revenue | 316.75M |
| Gross Profit | 235.44M |
| Operating Income | 161.31M |
| Pretax Income | 65.87M |
| Net Income | 37.87M |
| EBITDA | 167.95M |
| EBIT | 161.31M |
| Earnings Per Share (EPS) | $1.60 |
Full Income StatementBalance Sheet
The company has $157.99 million in cash and $2.34 billion in debt, giving a net cash position of -$2.18 billion or -$96.99 per share.
| Cash & Cash Equivalents | 157.99M |
| Total Debt | 2.34B |
| Net Cash | -2.18B |
| Net Cash Per Share | -$96.99 |
| Equity (Book Value) | 449.01M |
| Book Value Per Share | 16.89 |
| Working Capital | 2.41B |
Full Balance SheetCash Flow
| Operating Cash Flow | 119.52M |
| Capital Expenditures | n/a |
| Free Cash Flow | 119.52M |
| FCF Per Share | $5.31 |
Full Cash Flow StatementMargins
Gross margin is 74.33%, with operating and profit margins of 50.93% and 11.96%.
| Gross Margin | 74.33% |
| Operating Margin | 50.93% |
| Pretax Margin | 20.61% |
| Profit Margin | 11.96% |
| EBITDA Margin | 53.02% |
| EBIT Margin | 50.93% |
| FCF Margin | 37.73% |