MidWestOne Financial Group, Inc. (MOFG)

MOFG Statistics

Total Valuation

MOFG has a market cap or net worth of $590.34 million. The enterprise value is $535.43 million.

Market Cap	590.34M
Enterprise Value	535.43M

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Sep 2, 2025

Share Statistics

MOFG has 20.71 million shares outstanding. The number of shares has increased by 24.06% in one year.

Current Share Class	20.71M
Shares Outstanding	20.71M
Shares Change (YoY)	+24.06%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	2.73%
Owned by Institutions (%)	81.96%
Float	16.08M

Valuation Ratios

PE Ratio	n/a
Forward PE	8.28
PS Ratio	8.16
Forward PS	2.77
PB Ratio	1.01
P/TBV Ratio	1.19
P/FCF Ratio	9.98
P/OCF Ratio	9.53
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	7.84
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.05

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -9.58%.

Return on Equity (ROE)	-9.58%
Return on Assets (ROA)	-0.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$90,240
Profits Per Employee	-$71,676
Employee Count	757
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-22.66M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +9.32% in the last 52 weeks. The beta is 1.04, so MOFG's price volatility has been similar to the market average.

Beta (5Y)	1.04
52-Week Price Change	+9.32%
50-Day Moving Average	28.79
200-Day Moving Average	29.69
Relative Strength Index (RSI)	49.99
Average Volume (20 Days)	129,619

Short Selling Information

The latest short interest is 468,723, so 2.26% of the outstanding shares have been sold short.

Short Interest	468,723
Short Previous Month	456,939
Short % of Shares Out	2.26%
Short % of Float	2.91%
Short Ratio (days to cover)	4.07

Income Statement

In the last 12 months, MOFG had revenue of $68.31 million and -$54.26 million in losses. Loss per share was -$2.78.

Revenue	68.31M
Gross Profit	68.31M
Operating Income	-66.92M
Pretax Income	38.96M
Net Income	-54.26M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$2.78

Balance Sheet

The company has $191.01 million in cash and $136.11 million in debt, giving a net cash position of $54.91 million or $2.65 per share.

Cash & Cash Equivalents	191.01M
Total Debt	136.11M
Net Cash	54.91M
Net Cash Per Share	$2.65
Equity (Book Value)	589.04M
Book Value Per Share	28.36
Working Capital	-5.15B

Cash Flow

In the last 12 months, operating cash flow was $61.96 million and capital expenditures -$2.80 million, giving a free cash flow of $59.16 million.

Operating Cash Flow	61.96M
Capital Expenditures	-2.80M
Free Cash Flow	59.16M
FCF Per Share	$2.86

Margins

Gross Margin	n/a
Operating Margin	-97.96%
Pretax Margin	-112.60%
Profit Margin	-79.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	86.60%

Dividends & Yields

This stock pays an annual dividend of $0.97, which amounts to a dividend yield of 3.40%.

Dividend Per Share	$0.97
Dividend Yield	3.40%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-24.06%
Shareholder Yield	-20.68%
Earnings Yield	-9.19%
FCF Yield	10.02%

Analyst Forecast

The average price target for MOFG is $34.50, which is 21.01% higher than the current price. The consensus rating is "Buy".

Price Target	$34.50
Price Target Difference	21.01%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on August 21, 2006. It was a forward split with a ratio of 3:1.

Last Split Date	Aug 21, 2006
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2