Midland States Bancorp, Inc. (MSBI)
NASDAQ: MSBI · Real-Time Price · USD
18.77
+0.15 (0.81%)
May 13, 2025, 4:00 PM - Market closed
Midland States Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 421.55 | 411.74 | 367.55 | 277.1 | 217.51 | 222.45 | Upgrade
|
| Interest Income on Investments | -12.24 | - | 36.74 | 24.65 | 20.31 | 22.44 | Upgrade
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| Total Interest Income | 409.32 | 411.74 | 404.3 | 301.76 | 237.82 | 244.89 | Upgrade
|
| Interest Paid on Deposits | 191.63 | 189.78 | 136.95 | 36.06 | 10.96 | 21.5 | Upgrade
|
| Interest Paid on Borrowings | -6.54 | - | 31.33 | 19.96 | 19.19 | 24.25 | Upgrade
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| Total Interest Expense | 185.09 | 189.78 | 168.28 | 56.02 | 30.14 | 45.75 | Upgrade
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| Net Interest Income | 224.22 | 221.96 | 236.02 | 245.74 | 207.68 | 199.14 | Upgrade
|
| Net Interest Income Growth (YoY) | -3.12% | -5.96% | -3.96% | 18.33% | 4.29% | 4.91% | Upgrade
|
| Trust Income | 28.92 | 28.7 | 25.57 | 25.71 | 26.81 | 22.8 | Upgrade
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| Mortgage Banking Activities | 2.57 | 2.42 | 1.9 | 1.51 | 5.53 | 15.82 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | -3.25 | -0.22 | -1.69 | Upgrade
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| Gain (Loss) on Sale of Investments | -0.23 | -0.23 | -9.37 | 2.08 | 4.73 | 5.13 | Upgrade
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| Other Non-Interest Income | 29.49 | 33.47 | 36.5 | 41.62 | 31.12 | 21.23 | Upgrade
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| Total Non-Interest Income | 74.09 | 77.51 | 66.59 | 77.9 | 77.21 | 71.89 | Upgrade
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| Non-Interest Income Growth (YoY) | 2.90% | 16.40% | -14.52% | 0.90% | 7.39% | -7.14% | Upgrade
|
| Revenues Before Loan Losses | 298.31 | 299.47 | 302.61 | 323.64 | 284.88 | 271.03 | Upgrade
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| Provision for Loan Losses | 123.59 | 129.34 | 21.13 | 20.13 | 3.39 | 44.36 | Upgrade
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| Revenue | 174.72 | 170.13 | 281.48 | 303.51 | 281.49 | 226.67 | Upgrade
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| Revenue Growth (YoY) | -35.63% | -39.56% | -7.26% | 7.82% | 24.19% | -9.42% | Upgrade
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| Salaries and Employee Benefits | 96.65 | 93.64 | 90.95 | 88.09 | 84.95 | 83.38 | Upgrade
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| Occupancy Expenses | 17.62 | 16.79 | 14.07 | 12.75 | 13.47 | 15.25 | Upgrade
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| Federal Deposit Insurance | 5.47 | 5.28 | 4.78 | 3.34 | 3.35 | - | Upgrade
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| Amortization of Goodwill & Intangibles | 3.83 | 4.01 | 4.76 | 5.41 | 5.86 | 6.5 | Upgrade
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| Selling, General & Administrative | 34.41 | 35.98 | 42.64 | 41.26 | 45.15 | 41.9 | Upgrade
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| Other Non-Interest Expense | 31.74 | 29.97 | 16.37 | 16.37 | 12.28 | 15.4 | Upgrade
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| Total Non-Interest Expense | 189.72 | 185.66 | 173.9 | 172.41 | 166.31 | 164.6 | Upgrade
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| EBT Excluding Unusual Items | -15 | -15.53 | 107.57 | 131.1 | 115.18 | 62.07 | Upgrade
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| Asset Writedown | -7.6 | -7.6 | - | -1.26 | -7.53 | -12.34 | Upgrade
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| Other Unusual Items | 0.23 | 0.23 | - | - | -8.54 | -4.87 | Upgrade
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| Pretax Income | -22.37 | -22.9 | 107.57 | 129.84 | 99.11 | 32.01 | Upgrade
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| Income Tax Expense | -9.85 | -9.47 | 32.11 | 30.81 | 17.8 | 9.48 | Upgrade
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| Net Income | -12.52 | -13.43 | 75.46 | 99.03 | 81.32 | 22.54 | Upgrade
|
| Preferred Dividends & Other Adjustments | 8.91 | 8.91 | 9.82 | 4.27 | 0.82 | 0.26 | Upgrade
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| Net Income to Common | -21.43 | -22.34 | 65.64 | 94.75 | 80.49 | 22.28 | Upgrade
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| Net Income Growth | - | - | -23.80% | 21.78% | 260.82% | -59.60% | Upgrade
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| Basic Shares Outstanding | 21 | 21 | 22 | 22 | 22 | 23 | Upgrade
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| Diluted Shares Outstanding | 21 | 22 | 22 | 22 | 23 | 23 | Upgrade
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| Shares Change (YoY) | -2.72% | -1.75% | -1.21% | -0.67% | -3.42% | -4.68% | Upgrade
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| EPS (Basic) | -1.00 | -1.05 | 2.97 | 4.24 | 3.58 | 0.95 | Upgrade
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| EPS (Diluted) | -1.02 | -1.05 | 2.97 | 4.23 | 3.57 | 0.95 | Upgrade
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| EPS Growth | - | - | -29.85% | 18.51% | 275.79% | -57.89% | Upgrade
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| Dividend Per Share | 0.930 | 1.240 | 1.200 | 1.160 | 1.120 | 1.070 | Upgrade
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| Dividend Growth | -23.14% | 3.33% | 3.45% | 3.57% | 4.67% | 10.31% | Upgrade
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| Effective Tax Rate | - | - | 29.85% | 23.73% | 17.95% | 29.60% | Upgrade
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Updated Jan 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.