MVB Financial Statistics

Total Valuation

MVB Financial has a market cap or net worth of $292.44 million. The enterprise value is -$30.65 million.

Market Cap	292.44M
Enterprise Value	-30.65M

Important Dates

The last earnings date was Monday, July 28, 2025, after market close.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	May 30, 2025

Share Statistics

MVB Financial has 12.73 million shares outstanding. The number of shares has increased by 1.05% in one year.

Current Share Class	12.73M
Shares Outstanding	12.73M
Shares Change (YoY)	+1.05%
Shares Change (QoQ)	-0.45%
Owned by Insiders (%)	9.14%
Owned by Institutions (%)	58.30%
Float	11.57M

Valuation Ratios

The trailing PE ratio is 17.81 and the forward PE ratio is 15.14.

PE Ratio	17.81
Forward PE	15.14
PS Ratio	2.07
Forward PS	1.87
PB Ratio	0.97
P/TBV Ratio	0.97
P/FCF Ratio	15.59
P/OCF Ratio	14.88
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.23
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.73%.

Return on Equity (ROE)	5.73%
Return on Assets (ROA)	0.53%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$316,508
Profits Per Employee	$37,530
Employee Count	453
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MVB Financial has paid $5.85 million in taxes.

Income Tax	5.85M
Effective Tax Rate	25.42%

Stock Price Statistics

The stock price has increased by +16.01% in the last 52 weeks. The beta is 1.00, so MVB Financial's price volatility has been similar to the market average.

Beta (5Y)	1.00
52-Week Price Change	+16.01%
50-Day Moving Average	22.52
200-Day Moving Average	20.00
Relative Strength Index (RSI)	48.53
Average Volume (20 Days)	60,556

Short Selling Information

The latest short interest is 148,017, so 1.16% of the outstanding shares have been sold short.

Short Interest	148,017
Short Previous Month	161,115
Short % of Shares Out	1.16%
Short % of Float	1.28%
Short Ratio (days to cover)	1.88

Income Statement

In the last 12 months, MVB Financial had revenue of $143.38 million and earned $17.00 million in profits. Earnings per share was $1.29.

Revenue	143.38M
Gross Profit	143.38M
Operating Income	27.23M
Pretax Income	28.71M
Net Income	17.00M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.29

Full Income Statement

Balance Sheet

The company has $402.52 million in cash and $79.43 million in debt, giving a net cash position of $323.09 million or $25.38 per share.

Cash & Cash Equivalents	402.52M
Total Debt	79.43M
Net Cash	323.09M
Net Cash Per Share	$25.38
Equity (Book Value)	302.32M
Book Value Per Share	23.78
Working Capital	-2.39B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $19.66 million and capital expenditures -$895,000, giving a free cash flow of $18.76 million.

Operating Cash Flow	19.66M
Capital Expenditures	-895,000
Free Cash Flow	18.76M
FCF Per Share	$1.47

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	18.99%
Pretax Margin	16.04%
Profit Margin	11.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	13.09%

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.90%.

Dividend Per Share	$0.68
Dividend Yield	2.90%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	52.72%
Buyback Yield	-1.05%
Shareholder Yield	1.92%
Earnings Yield	5.81%
FCF Yield	6.42%

Dividend Details

Analyst Forecast

The average price target for MVB Financial is $24.50, which is 6.66% higher than the current price. The consensus rating is "Buy".

Price Target	$24.50
Price Target Difference	6.66%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 2, 2014
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4