First Western Financial, Inc. (MYFW)

First Western Financial Statistics

Total Valuation

MYFW has a market cap or net worth of $209.71 million. The enterprise value is $206.11 million.

Market Cap	209.71M
Enterprise Value	206.11M

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	n/a

Share Statistics

MYFW has 9.72 million shares outstanding. The number of shares has increased by 0.44% in one year.

Current Share Class	9.72M
Shares Outstanding	9.72M
Shares Change (YoY)	+0.44%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	15.00%
Owned by Institutions (%)	52.52%
Float	7.22M

Valuation Ratios

The trailing PE ratio is 18.29 and the forward PE ratio is 13.08.

PE Ratio	18.29
Forward PE	13.08
PS Ratio	2.23
Forward PS	1.91
PB Ratio	0.81
P/TBV Ratio	0.92
P/FCF Ratio	21.12
P/OCF Ratio	17.17
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	17.81
EV / Sales	2.20
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	20.76

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	23.21
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.58%.

Return on Equity (ROE)	4.58%
Return on Assets (ROA)	0.39%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$291,321
Profits Per Employee	$36,044
Employee Count	321
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MYFW has paid $3.69 million in taxes.

Income Tax	3.69M
Effective Tax Rate	24.18%

Stock Price Statistics

The stock price has increased by +29.22% in the last 52 weeks. The beta is 0.82, so MYFW's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	+29.22%
50-Day Moving Average	22.34
200-Day Moving Average	20.65
Relative Strength Index (RSI)	43.99
Average Volume (20 Days)	59,106

Short Selling Information

The latest short interest is 95,870, so 0.99% of the outstanding shares have been sold short.

Short Interest	95,870
Short Previous Month	72,080
Short % of Shares Out	0.99%
Short % of Float	1.33%
Short Ratio (days to cover)	1.20

Income Statement

In the last 12 months, MYFW had revenue of $93.51 million and earned $11.57 million in profits. Earnings per share was $1.18.

Revenue	93.51M
Gross Profit	93.51M
Operating Income	15.48M
Pretax Income	4.86M
Net Income	11.57M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.18

Balance Sheet

The company has $234.10 million in cash and $230.49 million in debt, giving a net cash position of $3.60 million or $0.37 per share.

Cash & Cash Equivalents	234.10M
Total Debt	230.49M
Net Cash	3.60M
Net Cash Per Share	$0.37
Equity (Book Value)	258.85M
Book Value Per Share	26.64
Working Capital	-2.41B

Cash Flow

In the last 12 months, operating cash flow was $12.21 million and capital expenditures -$2.28 million, giving a free cash flow of $9.93 million.

Operating Cash Flow	12.21M
Capital Expenditures	-2.28M
Free Cash Flow	9.93M
FCF Per Share	$1.02

Margins

Gross Margin	n/a
Operating Margin	16.55%
Pretax Margin	16.32%
Profit Margin	12.37%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	10.62%

Dividends & Yields

MYFW does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.44%
Shareholder Yield	-0.44%
Earnings Yield	5.52%
FCF Yield	4.74%

Analyst Forecast

The average price target for MYFW is $24.25, which is 12.48% higher than the current price. The consensus rating is "Buy".

Price Target	$24.25
Price Target Difference	12.48%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4