First Western Financial, Inc. (MYFW)

First Western Financial Statistics

Total Valuation

MYFW has a market cap or net worth of $239.56 million. The enterprise value is -$269,227.

Market Cap	239.56M
Enterprise Value	-269,227

Important Dates

The next estimated earnings date is Thursday, January 22, 2026, after market close.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	n/a

Share Statistics

MYFW has 9.71 million shares outstanding. The number of shares has increased by 0.78% in one year.

Current Share Class	9.71M
Shares Outstanding	9.71M
Shares Change (YoY)	+0.78%
Shares Change (QoQ)	+0.61%
Owned by Insiders (%)	14.97%
Owned by Institutions (%)	60.06%
Float	7.64M

Valuation Ratios

The trailing PE ratio is 19.27 and the forward PE ratio is 13.40.

PE Ratio	19.27
Forward PE	13.40
PS Ratio	2.50
Forward PS	2.07
PB Ratio	0.92
P/TBV Ratio	1.04
P/FCF Ratio	730.38
P/OCF Ratio	70.65
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	359.24
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.95%.

Return on Equity (ROE)	4.95%
Return on Assets (ROA)	0.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$297,551
Profits Per Employee	$39,321
Employee Count	321
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MYFW has paid $3.93 million in taxes.

Income Tax	3.93M
Effective Tax Rate	23.75%

Stock Price Statistics

The stock price has increased by +14.70% in the last 52 weeks. The beta is 0.81, so MYFW's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+14.70%
50-Day Moving Average	23.12
200-Day Moving Average	21.76
Relative Strength Index (RSI)	63.35
Average Volume (20 Days)	24,512

Short Selling Information

The latest short interest is 111,522, so 1.15% of the outstanding shares have been sold short.

Short Interest	111,522
Short Previous Month	103,218
Short % of Shares Out	1.15%
Short % of Float	1.46%
Short Ratio (days to cover)	4.81

Income Statement

In the last 12 months, MYFW had revenue of $95.51 million and earned $12.62 million in profits. Earnings per share was $1.28.

Revenue	95.51M
Gross Profit	95.51M
Operating Income	16.76M
Pretax Income	16.55M
Net Income	12.62M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.28

Balance Sheet

The company has $357.67 million in cash and $117.83 million in debt, giving a net cash position of $239.83 million or $24.69 per share.

Cash & Cash Equivalents	357.67M
Total Debt	117.83M
Net Cash	239.83M
Net Cash Per Share	$24.69
Equity (Book Value)	261.50M
Book Value Per Share	26.92
Working Capital	-2.50B

Cash Flow

In the last 12 months, operating cash flow was $3.39 million and capital expenditures -$3.06 million, giving a free cash flow of $328,000.

Operating Cash Flow	3.39M
Capital Expenditures	-3.06M
Free Cash Flow	328,000
FCF Per Share	$0.03

Margins

Gross Margin	n/a
Operating Margin	17.55%
Pretax Margin	17.33%
Profit Margin	13.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	0.34%

Dividends & Yields

MYFW does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.78%
Shareholder Yield	-0.78%
Earnings Yield	5.27%
FCF Yield	0.14%

Analyst Forecast

The average price target for MYFW is $24.25, which is -1.66% lower than the current price. The consensus rating is "Buy".

Price Target	$24.25
Price Target Difference	-1.66%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3