Navient Statistics
Total Valuation
Navient has a market cap or net worth of $1.31 billion. The enterprise value is $47.73 billion.
Important Dates
The last earnings date was Wednesday, July 30, 2025, before market open.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | Jun 6, 2025 |
Share Statistics
Navient has 99.43 million shares outstanding. The number of shares has decreased by -8.66% in one year.
| Current Share Class | 99.43M |
| Shares Outstanding | 99.43M |
| Shares Change (YoY) | -8.66% |
| Shares Change (QoQ) | -0.98% |
| Owned by Insiders (%) | 2.12% |
| Owned by Institutions (%) | 69.97% |
| Float | 67.85M |
Valuation Ratios
The trailing PE ratio is 42.67 and the forward PE ratio is 11.12.
| PE Ratio | 42.67 |
| Forward PE | 11.12 |
| PS Ratio | 2.34 |
| Forward PS | 2.22 |
| PB Ratio | 0.51 |
| P/TBV Ratio | 0.62 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 6.72 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 1,446.29 |
| EV / Sales | 81.73 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 10.16, with a Debt / Equity ratio of 18.40.
| Current Ratio | 10.16 |
| Quick Ratio | 9.87 |
| Debt / Equity | 18.40 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 1.24%.
| Return on Equity (ROE) | 1.24% |
| Return on Assets (ROA) | 0.06% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $278,095 |
| Profits Per Employee | $15,714 |
| Employee Count | 2,100 |
| Asset Turnover | 0.01 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Navient has paid $17.00 million in taxes.
| Income Tax | 17.00M |
| Effective Tax Rate | 34.00% |
Stock Price Statistics
The stock price has decreased by -8.50% in the last 52 weeks. The beta is 1.39, so Navient's price volatility has been higher than the market average.
| Beta (5Y) | 1.39 |
| 52-Week Price Change | -8.50% |
| 50-Day Moving Average | 13.83 |
| 200-Day Moving Average | 13.71 |
| Relative Strength Index (RSI) | 47.03 |
| Average Volume (20 Days) | 1,062,774 |
Short Selling Information
The latest short interest is 8.05 million, so 8.10% of the outstanding shares have been sold short.
| Short Interest | 8.05M |
| Short Previous Month | 7.88M |
| Short % of Shares Out | 8.10% |
| Short % of Float | 11.87% |
| Short Ratio (days to cover) | 7.52 |
Income Statement
In the last 12 months, Navient had revenue of $584.00 million and earned $33.00 million in profits. Earnings per share was $0.31.
| Revenue | 584.00M |
| Gross Profit | 584.00M |
| Operating Income | 22.00M |
| Pretax Income | 210.00M |
| Net Income | 33.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.31 |
Full Income StatementBalance Sheet
The company has $759.00 million in cash and $47.18 billion in debt, giving a net cash position of -$46.42 billion or -$466.83 per share.
| Cash & Cash Equivalents | 759.00M |
| Total Debt | 47.18B |
| Net Cash | -46.42B |
| Net Cash Per Share | -$466.83 |
| Equity (Book Value) | 2.56B |
| Book Value Per Share | 25.79 |
| Working Capital | 44.26B |
Full Balance SheetCash Flow
| Operating Cash Flow | 195.00M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 3.77% and 5.65%.
| Gross Margin | 100.00% |
| Operating Margin | 3.77% |
| Pretax Margin | 8.56% |
| Profit Margin | 5.65% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 4.86%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 4.86% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 207.18% |
| Buyback Yield | 8.66% |
| Shareholder Yield | 13.51% |
| Earnings Yield | 2.52% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for Navient is $14.19, which is 7.62% higher than the current price. The consensus rating is "Hold".
| Price Target | $14.19 |
| Price Target Difference | 7.62% |
| Analyst Consensus | Hold |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.
| Last Split Date | Jun 23, 2003 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |