NB Bancorp Statistics

Total Valuation

NB Bancorp has a market cap or net worth of $742.61 million. The enterprise value is $488.69 million.

Market Cap	742.61M
Enterprise Value	488.69M

Important Dates

The next estimated earnings date is Wednesday, January 21, 2026, after market close.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Nov 5, 2025

Share Statistics

NB Bancorp has 36.71 million shares outstanding. The number of shares has decreased by -11.51% in one year.

Current Share Class	36.71M
Shares Outstanding	36.71M
Shares Change (YoY)	-11.51%
Shares Change (QoQ)	-5.25%
Owned by Insiders (%)	5.65%
Owned by Institutions (%)	58.04%
Float	32.52M

Valuation Ratios

The trailing PE ratio is 13.13 and the forward PE ratio is 10.24.

PE Ratio	13.13
Forward PE	10.24
PS Ratio	4.02
Forward PS	2.58
PB Ratio	1.01
P/TBV Ratio	1.01
P/FCF Ratio	9.21
P/OCF Ratio	9.00
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	8.40
EV / Sales	2.58
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.06

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.84%.

Return on Equity (ROE)	7.84%
Return on Assets (ROA)	1.11%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$503,939
Profits Per Employee	$154,809
Employee Count	376
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, NB Bancorp has paid $17.32 million in taxes.

Income Tax	17.32M
Effective Tax Rate	22.93%

Stock Price Statistics

The stock price has increased by +1.25% in the last 52 weeks. The beta is 0.33, so NB Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.33
52-Week Price Change	+1.25%
50-Day Moving Average	18.36
200-Day Moving Average	17.95
Relative Strength Index (RSI)	66.47
Average Volume (20 Days)	380,469

Short Selling Information

The latest short interest is 2.05 million, so 5.59% of the outstanding shares have been sold short.

Short Interest	2.05M
Short Previous Month	2.07M
Short % of Shares Out	5.59%
Short % of Float	6.31%
Short Ratio (days to cover)	7.17

Income Statement

In the last 12 months, NB Bancorp had revenue of $189.48 million and earned $58.21 million in profits. Earnings per share was $1.54.

Revenue	189.48M
Gross Profit	189.48M
Operating Income	80.72M
Pretax Income	75.53M
Net Income	58.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.54

Full Income Statement

Balance Sheet

The company has $318.15 million in cash and $64.23 million in debt, giving a net cash position of $253.92 million or $6.92 per share.

Cash & Cash Equivalents	318.15M
Total Debt	64.23M
Net Cash	253.92M
Net Cash Per Share	$6.92
Equity (Book Value)	737.03M
Book Value Per Share	20.08
Working Capital	-4.26B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $82.51 million and capital expenditures -$1.92 million, giving a free cash flow of $80.59 million.

Operating Cash Flow	82.51M
Capital Expenditures	-1.92M
Free Cash Flow	80.59M
FCF Per Share	$2.20

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	42.60%
Pretax Margin	39.86%
Profit Margin	30.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	42.53%

Dividends & Yields

This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 1.39%.

Dividend Per Share	$0.28
Dividend Yield	1.39%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	9.08%
Buyback Yield	11.51%
Shareholder Yield	12.90%
Earnings Yield	7.84%
FCF Yield	10.85%

Dividend Details

Analyst Forecast

The average price target for NB Bancorp is $23.00, which is 13.69% higher than the current price. The consensus rating is "Buy".

Price Target	$23.00
Price Target Difference	13.69%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4