NBT Bancorp Inc. (NBTB)
NASDAQ: NBTB · Real-Time Price · USD
42.13
-0.95 (-2.21%)
Aug 15, 2025, 4:00 PM - Market closed
NBT Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Net Income | 133.36 | 140.64 | 118.78 | 152 | 154.89 | 104.39 | Upgrade
|
| Depreciation & Amortization | 29.18 | 27.5 | 22.27 | 19.06 | 19.88 | 20.55 | Upgrade
|
| Other Amortization | 0.42 | 0.44 | 0.44 | 0.44 | 0.44 | 0.23 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.08 | -0 | -0.07 | -0.26 | 0.18 | -0.1 | Upgrade
|
| Gain (Loss) on Sale of Investments | 1.41 | -0.29 | 16.8 | 4.59 | 5.27 | 4.76 | Upgrade
|
| Provision for Credit Losses | 30.52 | 19.61 | 25.27 | 17.15 | -8.26 | 51.13 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.9 | -5.97 | -1.99 | 0.2 | 0.46 | 10.43 | Upgrade
|
| Change in Other Net Operating Assets | -6.94 | 0.75 | -27.91 | 11.93 | -11.98 | -47.07 | Upgrade
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| Other Operating Activities | -0.99 | 0.4 | -0.79 | -26 | -5.35 | -1.46 | Upgrade
|
| Operating Cash Flow | 189.79 | 188.57 | 157.46 | 183.22 | 159.19 | 145.27 | Upgrade
|
| Operating Cash Flow Growth | 6.89% | 19.76% | -14.06% | 15.10% | 9.58% | -5.34% | Upgrade
|
| Capital Expenditures | -13.97 | -11.74 | -9.25 | -7.01 | -7.74 | -8.16 | Upgrade
|
| Cash Acquisitions | 37.96 | -1.38 | 44.56 | -2.62 | -1.55 | -6.76 | Upgrade
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| Investment in Securities | 102.02 | -61.75 | 253.95 | -239.33 | -496.97 | -338.34 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | -125.79 | -337.66 | -338.11 | -659.95 | -9.31 | -378.77 | Upgrade
|
| Other Investing Activities | 12.91 | 13.38 | 4.62 | -17.32 | -33.33 | 18.32 | Upgrade
|
| Investing Cash Flow | 13.13 | -399.16 | -44.23 | -926.22 | -547.61 | -712.59 | Upgrade
|
| Short-Term Debt Issued | - | - | - | 487.22 | - | - | Upgrade
|
| Long-Term Debt Issued | - | - | 25 | 1.52 | - | 100 | Upgrade
|
| Total Debt Issued | - | - | 25 | 488.74 | - | 100 | Upgrade
|
| Short-Term Debt Repaid | - | -223.71 | -231.74 | - | -70.59 | -486.89 | Upgrade
|
| Long-Term Debt Repaid | - | -0.15 | -0.12 | -12.7 | -25.1 | -25.11 | Upgrade
|
| Total Debt Repaid | -179.89 | -223.86 | -231.86 | -12.7 | -95.69 | -512 | Upgrade
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| Net Debt Issued (Repaid) | -179.89 | -223.86 | -206.86 | 476.04 | -95.69 | -412 | Upgrade
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| Issuance of Common Stock | 0.06 | 0.06 | 0.09 | - | 0.11 | 0.18 | Upgrade
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| Repurchase of Common Stock | -2.82 | -2.24 | -6.82 | -16.46 | -24.65 | -9.52 | Upgrade
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| Common Dividends Paid | -65.96 | -62.26 | -55.89 | -49.77 | -47.74 | -47.21 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 379.72 | 577.77 | 164.09 | -738.54 | 1,153 | 1,494 | Upgrade
|
| Other Financing Activities | - | - | - | - | - | -2.18 | Upgrade
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| Financing Cash Flow | 131.12 | 289.46 | -105.39 | -328.73 | 984.81 | 1,023 | Upgrade
|
| Net Cash Flow | 334.04 | 78.87 | 7.84 | -1,072 | 596.39 | 455.84 | Upgrade
|
| Free Cash Flow | 175.82 | 176.83 | 148.2 | 176.21 | 151.45 | 137.12 | Upgrade
|
| Free Cash Flow Growth | 5.05% | 19.31% | -15.90% | 16.36% | 10.45% | -6.61% | Upgrade
|
| Free Cash Flow Margin | 29.73% | 31.73% | 30.22% | 35.20% | 31.09% | 33.38% | Upgrade
|
| Free Cash Flow Per Share | 3.64 | 3.73 | 3.31 | 4.08 | 3.46 | 3.12 | Upgrade
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| Cash Interest Paid | 206.77 | 215.15 | 130.18 | 20.61 | 20.29 | 31.69 | Upgrade
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| Cash Income Tax Paid | 30.43 | 23.32 | 27.64 | 62.8 | 46.1 | 45.79 | Upgrade
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Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.