nCino Statistics
Total Valuation
nCino has a market cap or net worth of $2.68 billion. The enterprise value is $2.86 billion.
Important Dates
The last earnings date was Wednesday, December 3, 2025, after market close.
| Earnings Date | Dec 3, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
nCino has 114.68 million shares outstanding. The number of shares has decreased by -0.36% in one year.
| Current Share Class | 114.68M |
| Shares Outstanding | 114.68M |
| Shares Change (YoY) | -0.36% |
| Shares Change (QoQ) | +0.50% |
| Owned by Insiders (%) | 2.76% |
| Owned by Institutions (%) | 108.21% |
| Float | 105.82M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 24.34 |
| PS Ratio | 4.55 |
| Forward PS | 4.23 |
| PB Ratio | 2.57 |
| P/TBV Ratio | n/a |
| P/FCF Ratio | 44.92 |
| P/OCF Ratio | 39.97 |
| PEG Ratio | 1.92 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 53.29, with an EV/FCF ratio of 47.96.
| EV / Earnings | n/a |
| EV / Sales | 4.88 |
| EV / EBITDA | 53.29 |
| EV / EBIT | 248.31 |
| EV / FCF | 47.96 |
Financial Position
The company has a current ratio of 1.01, with a Debt / Equity ratio of 0.26.
| Current Ratio | 1.01 |
| Quick Ratio | 0.84 |
| Debt / Equity | 0.26 |
| Debt / EBITDA | 4.37 |
| Debt / FCF | 4.51 |
| Interest Coverage | 0.68 |
Financial Efficiency
Return on equity (ROE) is -1.37% and return on invested capital (ROIC) is 0.54%.
| Return on Equity (ROE) | -1.37% |
| Return on Assets (ROA) | 0.47% |
| Return on Invested Capital (ROIC) | 0.54% |
| Return on Capital Employed (ROCE) | 0.85% |
| Revenue Per Employee | $319,959 |
| Profits Per Employee | -$11,875 |
| Employee Count | 1,833 |
| Asset Turnover | 0.38 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, nCino has paid $1.18 million in taxes.
| Income Tax | 1.18M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -44.96% in the last 52 weeks. The beta is 0.53, so nCino's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | -44.96% |
| 50-Day Moving Average | 25.48 |
| 200-Day Moving Average | 27.04 |
| Relative Strength Index (RSI) | 36.63 |
| Average Volume (20 Days) | 2,177,224 |
Short Selling Information
The latest short interest is 12.50 million, so 10.90% of the outstanding shares have been sold short.
| Short Interest | 12.50M |
| Short Previous Month | 12.19M |
| Short % of Shares Out | 10.90% |
| Short % of Float | 11.82% |
| Short Ratio (days to cover) | 7.51 |
Income Statement
In the last 12 months, nCino had revenue of $586.49 million and -$21.77 million in losses. Loss per share was -$0.19.
| Revenue | 586.49M |
| Gross Profit | 353.83M |
| Operating Income | 11.54M |
| Pretax Income | -13.49M |
| Net Income | -21.77M |
| EBITDA | 53.75M |
| EBIT | 11.54M |
| Loss Per Share | -$0.19 |
Full Income StatementBalance Sheet
The company has $87.59 million in cash and $269.37 million in debt, giving a net cash position of -$181.78 million or -$1.59 per share.
| Cash & Cash Equivalents | 87.59M |
| Total Debt | 269.37M |
| Net Cash | -181.78M |
| Net Cash Per Share | -$1.59 |
| Equity (Book Value) | 1.05B |
| Book Value Per Share | 9.10 |
| Working Capital | 1.14M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $67.11 million and capital expenditures -$7.39 million, giving a free cash flow of $59.72 million.
| Operating Cash Flow | 67.11M |
| Capital Expenditures | -7.39M |
| Free Cash Flow | 59.72M |
| FCF Per Share | $0.52 |
Full Cash Flow StatementMargins
Gross margin is 60.33%, with operating and profit margins of 1.97% and -3.71%.
| Gross Margin | 60.33% |
| Operating Margin | 1.97% |
| Pretax Margin | -2.30% |
| Profit Margin | -3.71% |
| EBITDA Margin | 9.16% |
| EBIT Margin | 1.97% |
| FCF Margin | 10.18% |
Dividends & Yields
nCino does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.36% |
| Shareholder Yield | 0.36% |
| Earnings Yield | -0.81% |
| FCF Yield | 2.23% |
Dividend DetailsAnalyst Forecast
The average price target for nCino is $33.40, which is 42.80% higher than the current price. The consensus rating is "Buy".
| Price Target | $33.40 |
| Price Target Difference | 42.80% |
| Analyst Consensus | Buy |
| Analyst Count | 17 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
nCino has an Altman Z-Score of 4.15 and a Piotroski F-Score of 5.
| Altman Z-Score | 4.15 |
| Piotroski F-Score | 5 |