NewtekOne Statistics

Total Valuation

NewtekOne has a market cap or net worth of $316.65 million. The enterprise value is $786.25 million.

Market Cap	316.65M
Enterprise Value	786.25M

Important Dates

The last earnings date was Monday, July 28, 2025, after market close.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	Jul 9, 2025

Share Statistics

NewtekOne has 26.32 million shares outstanding. The number of shares has increased by 5.10% in one year.

Current Share Class	26.32M
Shares Outstanding	26.32M
Shares Change (YoY)	+5.10%
Shares Change (QoQ)	+0.38%
Owned by Insiders (%)	6.31%
Owned by Institutions (%)	46.49%
Float	24.66M

Valuation Ratios

The trailing PE ratio is 5.98 and the forward PE ratio is 5.32.

PE Ratio	5.98
Forward PE	5.32
PS Ratio	0.84
Forward PS	0.98
PB Ratio	1.08
P/TBV Ratio	1.39
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	15.20
EV / Sales	2.16
EV / EBITDA	4.42
EV / EBIT	4.45
EV / FCF	n/a

Financial Position

The company has a current ratio of 21.37, with a Debt / Equity ratio of 2.11.

Current Ratio	21.37
Quick Ratio	2.21
Debt / Equity	2.11
Debt / EBITDA	3.65
Debt / FCF	n/a
Interest Coverage	1.98

Financial Efficiency

Return on equity (ROE) is 18.20% and return on invested capital (ROIC) is 11.60%.

Return on Equity (ROE)	18.20%
Return on Assets (ROA)	5.90%
Return on Invested Capital (ROIC)	11.60%
Return on Capital Employed (ROCE)	8.66%
Revenue Per Employee	$615,912
Profits Per Employee	$87,526
Employee Count	591
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, NewtekOne has paid $17.90 million in taxes.

Income Tax	17.90M
Effective Tax Rate	25.13%

Stock Price Statistics

The stock price has decreased by -1.15% in the last 52 weeks. The beta is 1.29, so NewtekOne's price volatility has been higher than the market average.

Beta (5Y)	1.29
52-Week Price Change	-1.15%
50-Day Moving Average	11.37
200-Day Moving Average	12.14
Relative Strength Index (RSI)	58.60
Average Volume (20 Days)	256,152

Short Selling Information

The latest short interest is 2.70 million, so 10.27% of the outstanding shares have been sold short.

Short Interest	2.70M
Short Previous Month	2.86M
Short % of Shares Out	10.27%
Short % of Float	10.96%
Short Ratio (days to cover)	11.37

Income Statement

In the last 12 months, NewtekOne had revenue of $364.00 million and earned $51.73 million in profits. Earnings per share was $2.01.

Revenue	364.00M
Gross Profit	301.33M
Operating Income	176.72M
Pretax Income	57.03M
Net Income	51.73M
EBITDA	177.87M
EBIT	176.72M
Earnings Per Share (EPS)	$2.01

Full Income Statement

Balance Sheet

The company has $190.14 million in cash and $659.74 million in debt, giving a net cash position of -$469.60 million or -$17.84 per share.

Cash & Cash Equivalents	190.14M
Total Debt	659.74M
Net Cash	-469.60M
Net Cash Per Share	-$17.84
Equity (Book Value)	312.18M
Book Value Per Share	11.11
Working Capital	1.75B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$377.78 million and capital expenditures -$402,000, giving a free cash flow of -$378.18 million.

Operating Cash Flow	-377.78M
Capital Expenditures	-402,000
Free Cash Flow	-378.18M
FCF Per Share	-$14.37

Full Cash Flow Statement

Margins

Gross margin is 82.78%, with operating and profit margins of 48.55% and 14.65%.

Gross Margin	82.78%
Operating Margin	48.55%
Pretax Margin	19.57%
Profit Margin	14.65%
EBITDA Margin	48.87%
EBIT Margin	48.55%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 6.32%.

Dividend Per Share	$0.76
Dividend Yield	6.32%
Dividend Growth (YoY)	2.70%
Years of Dividend Growth	1
Payout Ratio	37.76%
Buyback Yield	-5.10%
Shareholder Yield	1.21%
Earnings Yield	16.34%
FCF Yield	-119.43%

Dividend Details

Analyst Forecast

The average price target for NewtekOne is $13.00, which is 8.06% higher than the current price. The consensus rating is "Hold".

Price Target	$13.00
Price Target Difference	8.06%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 23, 2014. It was a reverse split with a ratio of 1:5.

Last Split Date	Oct 23, 2014
Split Type	Reverse
Split Ratio	1:5

Scores

NewtekOne has an Altman Z-Score of 1.59 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.59
Piotroski F-Score	3