NFBK Statistics
Total Valuation
NFBK has a market cap or net worth of $464.51 million. The enterprise value is $1.28 billion.
Important Dates
The last earnings date was Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | Aug 6, 2025 |
Share Statistics
NFBK has 41.81 million shares outstanding. The number of shares has decreased by -4.03% in one year.
| Current Share Class | 41.81M |
| Shares Outstanding | 41.81M |
| Shares Change (YoY) | -4.03% |
| Shares Change (QoQ) | -1.75% |
| Owned by Insiders (%) | 5.10% |
| Owned by Institutions (%) | 67.54% |
| Float | 39.68M |
Valuation Ratios
The trailing PE ratio is 12.89 and the forward PE ratio is 9.70.
| PE Ratio | 12.89 |
| Forward PE | 9.70 |
| PS Ratio | 3.40 |
| Forward PS | 3.16 |
| PB Ratio | 0.65 |
| P/TBV Ratio | 0.69 |
| P/FCF Ratio | 10.91 |
| P/OCF Ratio | 10.68 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 36.25 |
| EV / Sales | 9.59 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 29.99 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 21.81 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.02%.
| Return on Equity (ROE) | 5.02% |
| Return on Assets (ROA) | 0.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $369,664 |
| Profits Per Employee | $97,836 |
| Employee Count | 360 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NFBK has paid $12.25 million in taxes.
| Income Tax | 12.25M |
| Effective Tax Rate | 25.81% |
Stock Price Statistics
The stock price has decreased by -0.45% in the last 52 weeks. The beta is 0.82, so NFBK's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | -0.45% |
| 50-Day Moving Average | 11.46 |
| 200-Day Moving Average | 11.63 |
| Relative Strength Index (RSI) | 49.53 |
| Average Volume (20 Days) | 194,018 |
Short Selling Information
The latest short interest is 447,995, so 1.07% of the outstanding shares have been sold short.
| Short Interest | 447,995 |
| Short Previous Month | 510,828 |
| Short % of Shares Out | 1.07% |
| Short % of Float | 1.13% |
| Short Ratio (days to cover) | 2.48 |
Income Statement
In the last 12 months, NFBK had revenue of $133.08 million and earned $35.22 million in profits. Earnings per share was $0.86.
| Revenue | 133.08M |
| Gross Profit | 133.08M |
| Operating Income | 49.96M |
| Pretax Income | 40.04M |
| Net Income | 35.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.86 |
Full Income StatementBalance Sheet
The company has $116.25 million in cash and $928.33 million in debt, giving a net cash position of -$812.08 million or -$19.42 per share.
| Cash & Cash Equivalents | 116.25M |
| Total Debt | 928.33M |
| Net Cash | -812.08M |
| Net Cash Per Share | -$19.42 |
| Equity (Book Value) | 710.27M |
| Book Value Per Share | 16.98 |
| Working Capital | -4.24B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $43.51 million and capital expenditures -$940,000, giving a free cash flow of $42.57 million.
| Operating Cash Flow | 43.51M |
| Capital Expenditures | -940,000 |
| Free Cash Flow | 42.57M |
| FCF Per Share | $1.02 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 37.54% |
| Pretax Margin | 35.67% |
| Profit Margin | 26.47% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 31.99% |
Dividends & Yields
This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 4.57%.
| Dividend Per Share | $0.52 |
| Dividend Yield | 4.57% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 60.33% |
| Buyback Yield | 4.03% |
| Shareholder Yield | 8.71% |
| Earnings Yield | 7.58% |
| FCF Yield | 9.16% |
Dividend DetailsAnalyst Forecast
The average price target for NFBK is $13.00, which is 17.01% higher than the current price. The consensus rating is "Buy".
| Price Target | $13.00 |
| Price Target Difference | 17.01% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 25, 2013. It was a forward split with a ratio of 1.4029:1.
| Last Split Date | Jan 25, 2013 |
| Split Type | Forward |
| Split Ratio | 1.4029:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |