NMI Holdings Statistics
Total Valuation
NMI Holdings has a market cap or net worth of $2.98 billion. The enterprise value is $3.34 billion.
Important Dates
The last earnings date was Tuesday, April 29, 2025, after market close.
| Earnings Date | Apr 29, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
NMI Holdings has 78.12 million shares outstanding. The number of shares has decreased by -2.95% in one year.
| Current Share Class | 78.12M |
| Shares Outstanding | 78.12M |
| Shares Change (YoY) | -2.95% |
| Shares Change (QoQ) | -0.95% |
| Owned by Insiders (%) | 1.74% |
| Owned by Institutions (%) | 98.09% |
| Float | 76.70M |
Valuation Ratios
The trailing PE ratio is 8.25 and the forward PE ratio is 7.89. NMI Holdings's PEG ratio is 1.30.
| PE Ratio | 8.25 |
| Forward PE | 7.89 |
| PS Ratio | 4.53 |
| Forward PS | 4.67 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.29 |
| P/FCF Ratio | 7.92 |
| P/OCF Ratio | 7.79 |
| PEG Ratio | 1.30 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.32, with an EV/FCF ratio of 8.85.
| EV / Earnings | 8.93 |
| EV / Sales | 4.99 |
| EV / EBITDA | 6.32 |
| EV / EBIT | 6.46 |
| EV / FCF | 8.85 |
Financial Position
The company has a current ratio of 1.94, with a Debt / Equity ratio of 0.18.
| Current Ratio | 1.94 |
| Quick Ratio | 0.64 |
| Debt / Equity | 0.18 |
| Debt / EBITDA | 0.80 |
| Debt / FCF | 1.13 |
| Interest Coverage | 14.35 |
Financial Efficiency
Return on equity (ROE) is 17.38% and return on invested capital (ROIC) is 12.56%.
| Return on Equity (ROE) | 17.38% |
| Return on Assets (ROA) | 9.98% |
| Return on Invested Capital (ROIC) | 12.56% |
| Return on Capital Employed (ROCE) | 16.30% |
| Revenue Per Employee | $2.90M |
| Profits Per Employee | $1.62M |
| Employee Count | 230 |
| Asset Turnover | 0.21 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NMI Holdings has paid $106.60 million in taxes.
| Income Tax | 106.60M |
| Effective Tax Rate | 22.20% |
Stock Price Statistics
The stock price has increased by +12.62% in the last 52 weeks. The beta is 0.56, so NMI Holdings's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +12.62% |
| 50-Day Moving Average | 35.32 |
| 200-Day Moving Average | 37.72 |
| Relative Strength Index (RSI) | 66.63 |
| Average Volume (20 Days) | 859,265 |
Short Selling Information
The latest short interest is 1.71 million, so 2.19% of the outstanding shares have been sold short.
| Short Interest | 1.71M |
| Short Previous Month | 1.43M |
| Short % of Shares Out | 2.19% |
| Short % of Float | 2.23% |
| Short Ratio (days to cover) | 2.32 |
Income Statement
In the last 12 months, NMI Holdings had revenue of $667.96 million and earned $373.62 million in profits. Earnings per share was $4.63.
| Revenue | 667.96M |
| Gross Profit | 538.79M |
| Operating Income | 516.18M |
| Pretax Income | 445.69M |
| Net Income | 373.62M |
| EBITDA | 528.01M |
| EBIT | 516.18M |
| Earnings Per Share (EPS) | $4.63 |
Full Income StatementBalance Sheet
The company has $102.23 million in cash and $425.75 million in debt, giving a net cash position of -$351.54 million or -$4.50 per share.
| Cash & Cash Equivalents | 102.23M |
| Total Debt | 425.75M |
| Net Cash | -351.54M |
| Net Cash Per Share | -$4.50 |
| Equity (Book Value) | 2.32B |
| Book Value Per Share | 29.65 |
| Working Capital | 273.62M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $383.18 million and capital expenditures -$6.43 million, giving a free cash flow of $376.76 million.
| Operating Cash Flow | 383.18M |
| Capital Expenditures | -6.43M |
| Free Cash Flow | 376.76M |
| FCF Per Share | $4.82 |
Full Cash Flow StatementMargins
Gross margin is 80.66%, with operating and profit margins of 77.28% and 55.93%.
| Gross Margin | 80.66% |
| Operating Margin | 77.28% |
| Pretax Margin | 71.89% |
| Profit Margin | 55.93% |
| EBITDA Margin | 79.05% |
| EBIT Margin | 77.28% |
| FCF Margin | 56.40% |