NI Holdings, Inc. (NODK)

NI Holdings Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 12, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	266	324	267	280	402	350
Market Cap Growth	-5.57%	21.29%	-4.64%	-30.19%	14.77%	-7.94%
Enterprise Value	216	287	236	228	358	282
PE Ratio	43.02	-	-	-	47.71	8.66
PS Ratio	0.82	1.00	0.88	1.05	1.24	1.14
PB Ratio	1.02	1.33	1.07	1.11	1.16	1.00
P/FCF Ratio	14.31	18.97	11.73	-	14.12	6.94
P/OCF Ratio	13.62	17.93	11.40	-	13.77	6.86
EV/Sales Ratio	0.67	0.88	0.78	0.85	1.11	0.92
EV/EBITDA Ratio	17.43	21.33	11.11	-	28.71	5.23
EV/EBIT Ratio	18.48	22.47	11.50	-	31.67	5.34
EV/FCF Ratio	11.31	16.80	10.37	-	12.60	5.60
Debt / Equity Ratio	0.01	0.01	-	-	-	-
Debt / EBITDA Ratio	0.13	0.13	-	-	-	-
Debt / FCF Ratio	0.09	0.11	-	-	-	-
Quick Ratio	0.46	0.44	0.28	0.38	0.44	0.65
Current Ratio	0.50	0.50	0.70	0.50	0.52	0.70
Asset Turnover	0.54	0.55	0.48	0.42	0.51	0.54
Return on Equity (ROE)	2.40%	2.67%	7.88%	-12.88%	2.39%	12.55%
Return on Assets (ROA)	1.22%	1.35%	2.02%	-5.22%	1.11%	5.86%
Return on Capital (ROIC)	2.84%	3.21%	5.10%	-11.00%	2.03%	10.02%
Earnings Yield	-2.20%	-1.87%	-2.05%	-18.94%	2.10%	11.54%
Earnings Yield	-2.20%	-1.87%	-2.05%	-18.94%	2.10%	11.54%
FCF Yield	6.99%	5.27%	8.53%	-8.09%	7.08%	14.40%
Buyback Yield / Dilution	0.29%	0.69%	0.46%	1.49%	1.30%	1.45%

Updated Mar 7, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q