Nu Holdings Ltd. (NU)

Nu Holdings Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	8,944	6,894	5,923	4,113	1,590	559.79
Short-Term Investments	4,638	2,596	246.22	505.05	2,235	1,784
Trading Asset Securities	541.13	740.71	389.56	133.34	917.28	4,287
Cash & Short-Term Investments	14,123	10,230	6,559	4,751	4,743	6,631
Cash Growth	46.49%	55.97%	38.05%	0.18%	-28.48%	90.31%
Other Receivables	701.15	218.79	428.74	245.97	71.87	31.7
Receivables	701.15	218.79	428.74	245.97	71.87	31.7
Prepaid Expenses	96.92	80.19	81.69	61.74	15.96	8.3
Restricted Cash	8,210	6,743	7,447	2,778	938.66	43.54
Other Current Assets	96.03	79	100.22	41.83	42.49	117.39
Total Current Assets	23,227	17,352	14,617	7,879	5,812	6,832
Property, Plant & Equipment	46.67	46.22	69.75	46.46	20.54	20.51
Long-Term Investments	11,545	10,271	8,642	7,567	4,863	22.87
Goodwill	410.35	414.29	397.54	397.4	401.87	0.83
Other Intangible Assets	514.29	347.62	295.88	182.16	72.34	12.37
Long-Term Deferred Tax Assets	2,056	1,818	1,538	811.05	360.75	125.13
Long-Term Deferred Charges	312	254.79	230.68	157.44	76.18	24.95
Other Long-Term Assets	689.88	432.46	248.4	2,448	2,226	31.91
Total Assets	62,730	49,931	43,345	29,917	19,859	10,154
Accounts Payable	36,640	28,855	23,691	15,809	9,667	5,585
Accrued Expenses	326.39	265.4	265.15	95.77	97.91	25.85
Short-Term Debt	1,189	340.91	238.63	206.67	90.32	75.3
Current Portion of Long-Term Debt	1,247	414.29	113.6	38.33	33.59	136.64
Current Income Taxes Payable	637.41	1,034	1,217	511.02	241.2	30.78
Other Current Liabilities	7,917	9,363	9,777	7,072	4,882	3,331
Total Current Liabilities	47,958	40,272	35,303	23,733	15,012	9,185
Long-Term Debt	1,028	1,316	1,027	558.75	135.72	384.44
Long-Term Leases	27.51	26.2	36.94	20.35	7.62	12.01
Long-Term Unearned Revenue	106.3	71.64	68.36	41.69	30.66	25.97
Long-Term Deferred Tax Liabilities	-	-	-	41.12	29.33	8.74
Other Long-Term Liabilities	4,034	598.04	503.55	631.2	200.33	100.28
Total Liabilities	53,154	42,284	36,939	25,026	15,416	9,716
Common Stock	0.08	0.08	0.08	0.08	0.08	0.05
Additional Paid-In Capital	5,056	5,054	4,973	4,964	4,679	638.01
Retained Earnings	3,477	2,280	329.47	-701.06	-336.48	-102.44
Comprehensive Income & Other	1,043	312.13	1,104	627.99	98.85	-97.5
Total Common Equity	9,575	7,646	6,406	4,891	4,441	438.11
Minority Interest	1.28	0.79	-	-	1.51	-
Shareholders' Equity	9,576	7,647	6,406	4,891	4,443	438.11
Total Liabilities & Equity	62,730	49,931	43,345	29,917	19,859	10,154
Total Debt	3,492	2,097	1,416	824.1	267.26	608.4
Net Cash (Debt)	10,631	8,133	5,143	3,927	4,475	6,023
Net Cash Growth	46.95%	58.13%	30.97%	-12.25%	-25.69%	91.91%
Net Cash Per Share	2.17	1.66	1.06	0.84	2.79	4.58
Filing Date Shares Outstanding	4,832	4,819	4,766	4,695	4,610	1,333
Total Common Shares Outstanding	4,832	4,819	4,766	4,695	4,610	1,333
Working Capital	-24,730	-22,920	-20,686	-15,854	-9,201	-2,353
Book Value Per Share	1.98	1.59	1.34	1.04	0.96	0.33
Tangible Book Value	8,650	6,884	5,713	4,311	3,967	424.91
Tangible Book Value Per Share	1.79	1.43	1.20	0.92	0.86	0.32

Updated Aug 14, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q