Origin Bancorp, Inc. (OBK)

Origin Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	498.53	517.28	466.82	286.15	218.78	209.11
Interest Income on Investments	52.74	47.3	56.58	40.45	22.88	19.59
Total Interest Income	551.27	564.59	523.39	326.6	241.66	228.7
Interest Paid on Deposits	228.49	254.87	196.46	33.51	13.42	27.15
Interest Paid on Borrowings	9.03	9.35	27.38	17.82	11.99	10.02
Total Interest Expense	237.52	264.22	223.83	51.33	25.4	37.17
Net Interest Income	313.75	300.37	299.56	275.28	216.25	191.54
Net Interest Income Growth (YoY)	6.60%	0.27%	8.82%	27.30%	12.90%	10.26%
Mortgage Banking Activities	4.59	6.58	3.36	6.72	12.93	29.6
Gain (Loss) on Sale of Assets	-	-	-	-	-0.19	-1.21
Gain (Loss) on Sale of Investments	-28.81	-9.61	-0.81	0.81	11.85	1.15
Other Non-Interest Income	60.66	58.41	55.79	49.74	37.6	35.11
Total Non-Interest Income	32.63	55.38	58.34	57.27	62.19	64.65
Non-Interest Income Growth (YoY)	-50.59%	-5.07%	1.85%	-7.91%	-3.80%	39.10%
Revenues Before Loan Losses	346.38	355.75	357.89	332.55	278.45	256.19
Provision for Loan Losses	5.51	7.45	16.75	24.69	-10.77	59.9
Revenue	340.87	348.3	341.14	307.86	289.21	196.29
Revenue Growth (YoY)	-1.45%	2.10%	10.81%	6.45%	47.34%	-6.81%
Salaries and Employee Benefits	143.63	141.66	133.54	115.52	90.73	88.79
Occupancy Expenses	21.67	19.59	18.54	14.49	12.43	12.08
Federal Deposit Insurance	6.06	6.9	6.46	3.55	2.9	3.83
Amortization of Goodwill & Intangibles	7.23	7.98	9.63	5.49	0.84	1.06
Selling, General & Administrative	53.28	53.14	47.87	35.98	31.39	30.66
Other Non-Interest Expense	20.12	21.77	19.19	19.22	18.49	15.53
Total Non-Interest Expense	251.99	251.04	235.22	194.25	156.78	151.94
EBT Excluding Unusual Items	88.87	97.26	105.92	113.61	132.43	44.35
Pretax Income	88.87	97.26	105.92	107.44	132.43	44.35
Income Tax Expense	18.94	20.77	22.12	19.73	23.89	8
Net Income	69.93	76.49	83.8	87.72	108.55	36.36
Net Income to Common	69.93	76.49	83.8	87.72	108.55	36.36
Net Income Growth	-14.05%	-8.72%	-4.46%	-19.19%	198.56%	-32.52%
Basic Shares Outstanding	31	31	31	27	23	23
Diluted Shares Outstanding	31	31	31	27	24	24
Shares Change (YoY)	0.93%	0.87%	15.59%	13.35%	0.41%	-0.69%
EPS (Basic)	2.24	2.46	2.72	3.29	4.63	1.56
EPS (Diluted)	2.23	2.45	2.71	3.28	4.60	1.55
EPS Growth	-14.87%	-9.59%	-17.38%	-28.70%	196.77%	-32.02%
Dividend Per Share	0.600	0.600	0.600	0.580	0.490	0.378
Dividend Growth	-	-	3.45%	18.37%	29.80%	51.00%
Effective Tax Rate	21.32%	21.35%	20.89%	18.36%	18.04%	18.03%

Updated May 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q