Orange County Bancorp, Inc. (OBT)

Orange County Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Aug 14, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	329	315	340	263	227	123
Market Cap Growth	15.41%	-7.37%	29.51%	15.98%	84.51%	-6.59%
Last Close Price	25.40	27.50	29.27	22.16	18.73	12.39
PE Ratio	9.88	11.31	11.55	10.79	10.65	10.52
PS Ratio	2.77	3.15	3.62	3.26	3.23	2.24
PB Ratio	1.34	1.70	2.06	1.90	1.24	0.91
P/FCF Ratio	-	9.59	8.31	9.08	12.34	11.53
P/OCF Ratio	14.78	9.11	7.65	8.62	11.15	10.83
Debt / Equity Ratio	0.20	0.79	1.56	1.12	0.14	0.18
Debt / FCF Ratio	-	4.47	6.28	5.36	1.38	2.28
Return on Equity (ROE)	13.74%	15.89%	19.42%	15.18%	13.38%	9.07%
Return on Assets (ROA)	1.16%	1.12%	1.23%	1.10%	1.12%	0.81%
Earnings Yield	8.70%	8.84%	8.66%	9.27%	9.39%	9.51%
FCF Yield	-	10.43%	12.04%	11.01%	8.10%	8.67%
Dividend Yield	2.05%	1.71%	1.57%	1.87%	2.14%	3.23%
Payout Ratio	19.46%	19.10%	17.61%	19.16%	18.93%	30.70%
Buyback Yield / Dilution	-2.03%	-0.40%	-0.13%	-13.14%	-10.21%	-0.54%
Total Shareholder Return	0.02%	1.31%	1.44%	-11.27%	-8.07%	2.69%

Updated May 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q