OP Bancorp Statistics
Total Valuation
OP Bancorp has a market cap or net worth of $203.93 million. The enterprise value is $61.92 million.
Important Dates
The last earnings date was Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Aug 7, 2025 |
Share Statistics
OP Bancorp has 14.89 million shares outstanding. The number of shares has decreased by -1.12% in one year.
| Current Share Class | 14.89M |
| Shares Outstanding | 14.89M |
| Shares Change (YoY) | -1.12% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 22.15% |
| Owned by Institutions (%) | 56.37% |
| Float | 11.58M |
Valuation Ratios
The trailing PE ratio is 9.26 and the forward PE ratio is 7.76.
| PE Ratio | 9.26 |
| Forward PE | 7.76 |
| PS Ratio | 2.42 |
| Forward PS | 2.03 |
| PB Ratio | 0.96 |
| P/TBV Ratio | 0.96 |
| P/FCF Ratio | 14.74 |
| P/OCF Ratio | 11.74 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 2.81 |
| EV / Sales | 0.74 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.47 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.56 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.89%.
| Return on Equity (ROE) | 10.89% |
| Return on Assets (ROA) | 0.92% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $363,974 |
| Profits Per Employee | $95,234 |
| Employee Count | 231 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OP Bancorp has paid $8.07 million in taxes.
| Income Tax | 8.07M |
| Effective Tax Rate | 26.58% |
Stock Price Statistics
The stock price has increased by +11.38% in the last 52 weeks. The beta is 0.68, so OP Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.68 |
| 52-Week Price Change | +11.38% |
| 50-Day Moving Average | 13.00 |
| 200-Day Moving Average | 13.79 |
| Relative Strength Index (RSI) | 58.02 |
| Average Volume (20 Days) | 62,778 |
Short Selling Information
The latest short interest is 387,378, so 2.60% of the outstanding shares have been sold short.
| Short Interest | 387,378 |
| Short Previous Month | 413,824 |
| Short % of Shares Out | 2.60% |
| Short % of Float | 3.35% |
| Short Ratio (days to cover) | 4.77 |
Income Statement
In the last 12 months, OP Bancorp had revenue of $84.08 million and earned $22.00 million in profits. Earnings per share was $1.48.
| Revenue | 84.08M |
| Gross Profit | 84.08M |
| Operating Income | 34.51M |
| Pretax Income | 30.14M |
| Net Income | 22.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.48 |
Full Income StatementBalance Sheet
The company has $205.50 million in cash and $63.19 million in debt, giving a net cash position of $142.31 million or $9.56 per share.
| Cash & Cash Equivalents | 205.50M |
| Total Debt | 63.19M |
| Net Cash | 142.31M |
| Net Cash Per Share | $9.56 |
| Equity (Book Value) | 213.72M |
| Book Value Per Share | 14.36 |
| Working Capital | -2.03B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $17.39 million and capital expenditures -$3.54 million, giving a free cash flow of $13.85 million.
| Operating Cash Flow | 17.39M |
| Capital Expenditures | -3.54M |
| Free Cash Flow | 13.85M |
| FCF Per Share | $0.93 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.04% |
| Pretax Margin | 36.13% |
| Profit Margin | 26.52% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.48% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.50%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 3.50% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 32.43% |
| Buyback Yield | 1.12% |
| Shareholder Yield | 4.62% |
| Earnings Yield | 10.77% |
| FCF Yield | 6.78% |
Dividend DetailsAnalyst Forecast
The average price target for OP Bancorp is $15.50, which is 13.14% higher than the current price. The consensus rating is "Hold".
| Price Target | $15.50 |
| Price Target Difference | 13.14% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |