OppFi Inc. (OPFI)

NYSE: OPFI · Real-Time Price · USD
12.16
+0.52 (4.47%)
At close: May 12, 2025, 4:00 PM
12.12
-0.04 (-0.35%)
After-hours: May 12, 2025, 5:29 PM EDT
4.47%
Market Cap 1.06B
Revenue (ttm) 305.57M
Net Income (ttm) -9.65M
Shares Out 86.81M
EPS (ttm) -0.62
PE Ratio n/a
Forward PE 10.45
Dividend $0.25 (2.06%)
Ex-Dividend Date Apr 8, 2025
Volume 1,405,411
Open 12.44
Previous Close 11.64
Day's Range 12.04 - 12.52
52-Week Range 2.82 - 17.73
Beta 1.63
Analysts Buy
Price Target 11.75 (-3.37%)
Earnings Date May 7, 2025

About OPFI

OppFi Inc. operates as a specialty finance platform for community banks to extend credit access in the United States. The company offers installment loans through OppLoans platform. It serves consumers who are turned away by mainstream options. The company was founded in 2012 and is headquartered in Chicago, Illinois. [Read more]

Industry Credit Services
Sector Financials
Founded 2009
Employees 445
Stock Exchange NYSE
Ticker Symbol OPFI
Full Company Profile

Financial Performance

Financial Statements

Analyst Forecast

According to 2 analysts, the average rating for OPFI stock is "Buy." The 12-month stock price forecast is $11.75, which is a decrease of -3.37% from the latest price.

Price Target
$11.75
(-3.37% downside)
Analyst Consensus: Buy
Stock Forecasts

News

OppFi: Attractive Company Facing Strong Economic Risks

OppFi had a strong Q1, with net income growing by 101% YOY and adjusted net income by 285%, driving a 10% stock surge. Despite impressive earnings, subprime borrowers pose high risks due to economic u...

3 days ago - Seeking Alpha

OppFi: Excellent Business, Rising Economic Risks

OppFi targets the underbanked market, serving 1.4 million customers, but faces intense competition and limited total addressable market growth. Despite economic concerns, OppFi's 2024 financial perfor...

4 days ago - Seeking Alpha

Stonegate Capital Partners Updates 1Q25 Report on OppFi, Inc. (OPFI)

Dallas, Texas--(Newsfile Corp. - May 8, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.

4 days ago - Newsfile Corp

OppFi: Fantastic Q1 Results Support The Firm's Turnaround Story

OppFi Inc. has staged a remarkable recovery from its initial poorly received SPAC deal. This comeback has been driven by a major improvement in its loan performance metrics. Shares are up dramatically...

5 days ago - Seeking Alpha

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

OppFi, Inc (OPFI) Q1 2025 Earnings Call Transcript

5 days ago - Seeking Alpha

OppFi's Monster Q1 And Guidance Shockwave: Strong Buy Confirmed

I maintain a "Strong Buy" rating on OppFi Inc. due to rising operating leverage, expansive margin growth, and improved unit economics, despite a recent stock correction. OppFi's Q1 FY2025 results exce...

5 days ago - Seeking Alpha

OppFi Generates Record Quarterly Revenue, Exceeds Quarterly Guidance by more than 40%, and Raises Full-Year Adjusted Net Income and EPS Guidance

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...

5 days ago - Business Wire

OppFi Announces First Quarter 2025 Earnings Conference Call

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...

4 weeks ago - Business Wire

OppFi: Shares On Sale After The Plunge

Initiating coverage on OppFi with a 'Buy' rating due to strong EPS growth, modest valuation, and recent stock price correction. Despite macroeconomic pressures, OPFI's Q4 results were strong, with EPS...

5 weeks ago - Seeking Alpha

OppFi Announces $0.25 Per Share Special Dividend

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a leading tech-enabled digital finance platform that works with banks to provide financial products and services for every...

6 weeks ago - Business Wire

OppFi Named “Best Personal Finance Company” in Annual Fintech Breakthrough Awards

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...

7 weeks ago - Business Wire

OppFi: Bullish Update Supports Increased Confidence In Higher Valuation

OppFi Inc. reported strong 2024 results and provided impressive 2025 guidance, driven by internal improvements in credit scoring and risk profile. The company offers lending solutions to subprime and ...

2 months ago - Seeking Alpha

OppFi: Q4 Delivers An Inflection Point

I maintain a "Strong Buy" rating on OppFi Inc. due to its strategic investment in Bitty Holdings and potential for significant margin expansion. Q4 2024 results exceeded expectations, with revenue and...

2 months ago - Seeking Alpha

Stonegate Capital Partners Updates 4Q24 Report on OppFi, Inc. (OPFI)

Dallas, Texas--(Newsfile Corp. - March 5, 2025) - OppFi, Inc. (NYSE: OPFI): Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj.

2 months ago - Newsfile Corp

OppFi, Inc (OPFI) Q4 2024 Earnings Call Transcript

OppFi, Inc (NYSE:OPFI) Q4 2024 Earnings Conference Call March 5, 2025 9:00 AM ET Company Participants Mike Gallentine - Head of IR Todd Schwartz - Executive Chairman, Director & CEO Pamela Johnson - ...

2 months ago - Seeking Alpha

OppFi Beats Q4 2024 Revised Estimates, Increases Full-Year 2024 Net Income 112% YoY, 2025 Adjusted Net Income Guidance Raised to $22 - $24 million for Q1 2025 and Full-Year Expected to Grow 15% - 17% YoY

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI; OPFI WS) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend cr...

2 months ago - Business Wire

OppFi: Leveraged For Increased Lending

OppFi is a digital subprime lender with competitive advantages in credit-scoring technology and a user-friendly platform. The company faced challenges due to inflation, impacting earnings in 2022-2023...

2 months ago - Seeking Alpha

OppFi: This Dip Caught My Attention

OppFi: This Dip Caught My Attention

2 months ago - Seeking Alpha

OppFi Announces Fourth Quarter and Full Year 2024 Earnings Conference Call

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE: OPFI) (“OppFi” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...

2 months ago - Business Wire

OppFi Stock Deserves A Strong Buy On Its Dip

OppFi is a specialty finance firm with a $1.12 billion market cap, focusing on underserved American populations, with a market of more than 60 million consumers. Despite minimal net sales growth, OppF...

2 months ago - Seeking Alpha

OppFi Upsizes Revolving Credit Facility with Affiliates of Blue Owl Capital to $300 Million

CHICAGO--(BUSINESS WIRE)--OppFi Inc. (NYSE:OPFI) (“OppFi ” or the “Company”), a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to extend credit acce...

2 months ago - Business Wire

OppFi Stock: Why I'm Buying This Dip

OppFi Inc. targets underserved populations with financial products, showing impressive net income growth and operational efficiency improvements in Q3 FY2024. Despite a slight revenue growth, OPFI's n...

3 months ago - Seeking Alpha

Top 10 Small-Cap Stocks Amid Market Turbulence

Small-cap stocks are trading at historically low valuations, with the S&P 600 index TTM at a 15.33 discount compared to the 30.16 for large-cap S&P 500. While large-cap stocks outperformed small-caps ...

3 months ago - Seeking Alpha

OppFi: The Opportunity Is Here And Upside Is Waiting

OppFi Inc. has remained under the radar for several years, though a recent breakout has started to gain investor interest. The company has significantly improved its financial standing, including a mo...

3 months ago - Seeking Alpha

Why OppFi May See Strong Upside From Here

OppFi Inc. is a small-cap digital financial services platform with strong fundamentals, poised for significant growth and margin expansion in 2025. The company's strategic investment in Bitty Holdings...

4 months ago - Seeking Alpha