Old Point Financial Corporation (OPOF)
NASDAQ: OPOF · Real-Time Price · USD
41.40
-0.49 (-1.17%)
Aug 15, 2025, 4:00 PM - Market closed
Old Point Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 57.47 | 58.73 | 56.3 | 41.41 | 37.91 | 36.01 | Upgrade
|
| Interest Income on Investments | 14.31 | 13.67 | 10.32 | 6.64 | 4.34 | 4 | Upgrade
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| Total Interest Income | 71.78 | 72.41 | 66.63 | 48.04 | 42.25 | 40.01 | Upgrade
|
| Interest Paid on Deposits | 20.2 | 20.73 | 13.87 | 2.15 | 2.88 | 4.42 | Upgrade
|
| Interest Paid on Borrowings | 2.83 | 3.46 | 4.56 | 1.46 | 0.58 | 0.88 | Upgrade
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| Total Interest Expense | 23.03 | 24.19 | 18.43 | 3.61 | 3.46 | 5.29 | Upgrade
|
| Net Interest Income | 48.75 | 48.22 | 48.2 | 44.44 | 38.79 | 34.72 | Upgrade
|
| Net Interest Income Growth (YoY) | 3.85% | 0.04% | 8.46% | 14.55% | 11.74% | 2.66% | Upgrade
|
| Trust Income | 4.94 | 4.66 | 4.63 | 4.1 | 4.2 | 3.88 | Upgrade
|
| Mortgage Banking Activities | 0.02 | 0.02 | 0.43 | 0.5 | 2.28 | 1.78 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 0.22 | 1.69 | - | 0.82 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.18 | - | -0.13 | -1.87 | - | 0.26 | Upgrade
|
| Other Non-Interest Income | 6.26 | 5.61 | 5.71 | 6.02 | 5.71 | 5.09 | Upgrade
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| Total Non-Interest Income | 13.81 | 13.41 | 13.87 | 13.51 | 14.89 | 14.7 | Upgrade
|
| Non-Interest Income Growth (YoY) | 1.05% | -3.35% | 2.73% | -9.27% | 1.27% | 4.41% | Upgrade
|
| Revenues Before Loan Losses | 62.56 | 61.63 | 62.07 | 57.94 | 53.68 | 49.42 | Upgrade
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| Provision for Loan Losses | 1.56 | 0.71 | 2.6 | 1.71 | 0.79 | 1 | Upgrade
|
| Revenue | 61 | 60.91 | 59.47 | 56.24 | 52.89 | 48.42 | Upgrade
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| Revenue Growth (YoY) | 4.45% | 2.43% | 5.75% | 6.34% | 9.23% | 1.76% | Upgrade
|
| Salaries and Employee Benefits | 29.44 | 29.59 | 29.88 | 26.64 | 25.07 | 25.25 | Upgrade
|
| Occupancy Expenses | 4.26 | 4.41 | 4.45 | 4.37 | 4.35 | 4.47 | Upgrade
|
| Federal Deposit Insurance | 0.88 | 0.88 | 0.84 | - | - | - | Upgrade
|
| Selling, General & Administrative | 10.12 | 10.11 | 10.21 | 9.53 | 8.81 | 7.35 | Upgrade
|
| Other Non-Interest Expense | 4.36 | 4.52 | 5.03 | 5.11 | 4.93 | 4.9 | Upgrade
|
| Total Non-Interest Expense | 49.06 | 49.51 | 50.41 | 45.66 | 43.15 | 42.02 | Upgrade
|
| EBT Excluding Unusual Items | 11.95 | 11.41 | 9.06 | 10.58 | 9.74 | 6.4 | Upgrade
|
| Other Unusual Items | - | - | - | - | - | -0.49 | Upgrade
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| Pretax Income | 10.71 | 11.41 | 9.06 | 10.58 | 9.74 | 5.91 | Upgrade
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| Income Tax Expense | 2.05 | 1.9 | 1.33 | 1.47 | 1.3 | 0.52 | Upgrade
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| Net Income | 8.66 | 9.51 | 7.73 | 9.11 | 8.44 | 5.39 | Upgrade
|
| Net Income to Common | 8.66 | 9.51 | 7.73 | 9.11 | 8.44 | 5.39 | Upgrade
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| Net Income Growth | 22.16% | 23.00% | -15.13% | 7.92% | 56.62% | -31.44% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
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| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Shares Change (YoY) | 0.81% | 0.79% | -0.91% | -3.19% | 0.42% | 0.38% | Upgrade
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| EPS (Basic) | 1.70 | 1.88 | 1.54 | 1.80 | 1.61 | 1.03 | Upgrade
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| EPS (Diluted) | 1.70 | 1.88 | 1.54 | 1.80 | 1.61 | 1.03 | Upgrade
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| EPS Growth | 21.17% | 22.03% | -14.35% | 11.56% | 56.31% | -31.79% | Upgrade
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| Dividend Per Share | 0.560 | 0.560 | 0.560 | 0.520 | 0.500 | 0.480 | Upgrade
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| Dividend Growth | - | - | 7.69% | 4.00% | 4.17% | - | Upgrade
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| Effective Tax Rate | 19.13% | 16.63% | 14.72% | 13.93% | 13.31% | 8.82% | Upgrade
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Updated Jul 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.