Old Point Financial Corporation (OPOF)
NASDAQ: OPOF · Real-Time Price · USD
39.50
+0.33 (0.84%)
At close: May 12, 2025, 4:00 PM
39.50
0.00 (0.00%)
After-hours: May 12, 2025, 4:05 PM EDT

Old Point Financial Statistics

Total Valuation

OPOF has a market cap or net worth of $201.65 million. The enterprise value is $135.94 million.

Market Cap 201.65M
Enterprise Value 135.94M

Important Dates

The last earnings date was Wednesday, April 30, 2025.

Earnings Date Apr 30, 2025
Ex-Dividend Date Mar 5, 2025

Share Statistics

OPOF has 5.11 million shares outstanding. The number of shares has increased by 0.85% in one year.

Current Share Class 5.11M
Shares Outstanding 5.11M
Shares Change (YoY) +0.85%
Shares Change (QoQ) +0.26%
Owned by Insiders (%) 13.13%
Owned by Institutions (%) 21.16%
Float 3.11M

Valuation Ratios

The trailing PE ratio is 20.00.

PE Ratio 20.00
Forward PE n/a
PS Ratio 3.24
Forward PS n/a
PB Ratio 1.71
P/TBV Ratio 1.75
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 13.66
EV / Sales 2.22
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.85%.

Return on Equity (ROE) 8.85%
Return on Assets (ROA) 0.69%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $236,038
Profits Per Employee $38,265
Employee Count 260
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, OPOF has paid $2.17 million in taxes.

Income Tax 2.17M
Effective Tax Rate 17.89%

Stock Price Statistics

The stock price has increased by +181.94% in the last 52 weeks. The beta is -0.32, so OPOF's price volatility has been lower than the market average.

Beta (5Y) -0.32
52-Week Price Change +181.94%
50-Day Moving Average 34.51
200-Day Moving Average 24.92
Relative Strength Index (RSI) 70.40
Average Volume (20 Days) 12,902

Short Selling Information

The latest short interest is 15,757, so 0.31% of the outstanding shares have been sold short.

Short Interest 15,757
Short Previous Month 18,989
Short % of Shares Out 0.31%
Short % of Float 0.51%
Short Ratio (days to cover) 0.56

Income Statement

In the last 12 months, OPOF had revenue of $61.37 million and earned $9.95 million in profits. Earnings per share was $1.96.

Revenue 61.37M
Gross Profit 61.37M
Operating Income 13.00M
Pretax Income 7.35M
Net Income 9.95M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.96
Full Income Statement

Balance Sheet

The company has $135.90 million in cash and $69.41 million in debt, giving a net cash position of $66.49 million or $13.02 per share.

Cash & Cash Equivalents 135.90M
Total Debt 69.41M
Net Cash 66.49M
Net Cash Per Share $13.02
Equity (Book Value) 117.22M
Book Value Per Share 22.96
Working Capital -1.13B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 21.18%
Pretax Margin 19.74%
Profit Margin 16.21%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 1.42%.

Dividend Per Share $0.56
Dividend Yield 1.42%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 28.59%
Buyback Yield -0.85%
Shareholder Yield 0.59%
Earnings Yield 4.91%
FCF Yield n/a
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Stock Splits

The last stock split was on October 2, 2007. It was a forward split with a ratio of 1.25:1.

Last Split Date Oct 2, 2007
Split Type Forward
Split Ratio 1.25:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2