Oportun Financial Corporation (OPRT)

Oportun Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	96.82	59.97	91.19	98.82	130.96	136.19
Trading Asset Securities	14.22	13.77	9.31	0.73	-	-
Loans & Lease Receivables	2,755	2,779	2,962	3,175	2,387	1,697
Other Receivables	8.96	8.39	8.78	11.12	34.25	22.88
Property, Plant & Equipment	11.95	12.75	28.1	40.97	48.32	62.67
Goodwill	-	-	-	-	104.01	-
Other Intangible Assets	78.28	86.59	114.74	139.8	131.18	27.48
Restricted Cash	131.41	154.66	114.83	105	62	32.4
Other Current Assets	9.94	11.62	15.76	24.17	25.36	17.24
Long-Term Deferred Tax Assets	77.79	82.44	48.12	1.79	3.92	1.72
Other Long-Term Assets	16.26	18.4	18.72	15.85	19.33	10.78
Total Assets	3,201	3,227	3,412	3,614	2,947	2,009
Accounts Payable	5.99	6.59	5.29	9.67	8.34	1.82
Accrued Expenses	42.97	35.68	48.57	47.14	76.16	53.94
Current Portion of Long-Term Debt	-	-	123.06	-	-	246.39
Current Portion of Leases	5.88	11.56	12.79	13.88	14.04	14.19
Long-Term Debt	2,749	2,804	2,787	2,928	2,160	1,167
Long-Term Leases	9.09	6.64	15.59	24.07	33.66	35.49
Current Income Taxes Payable	3.47	-	-	5.91	8.37	5.95
Long-Term Deferred Tax Liabilities	-	3.14	7.14	30.58	28.42	10.56
Other Long-Term Liabilities	9.17	5.45	7.95	6.73	14.06	6.78
Total Liabilities	2,825	2,873	3,007	3,066	2,343	1,542
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Additional Paid-In Capital	618.18	612.64	584.56	547.8	526.34	436.5
Retained Earnings	-235.89	-252.53	-173.85	6.1	83.85	36.43
Total Common Equity	375.99	353.81	404.4	547.6	603.88	466.63
Shareholders' Equity	375.99	353.81	404.4	547.6	603.88	466.63
Total Liabilities & Equity	3,201	3,227	3,412	3,614	2,947	2,009
Total Debt	2,763	2,822	2,939	2,966	2,207	1,463
Net Cash (Debt)	-2,652	-2,749	-2,838	-2,867	-2,076	-1,327
Net Cash Per Share	-60.70	-68.11	-76.96	-87.33	-68.48	-48.56
Filing Date Shares Outstanding	44.01	36.13	34.56	33.42	32.02	27.7
Total Common Shares Outstanding	44.01	36.11	34.47	33.35	32	27.68
Working Capital	2,958	2,973	3,013	3,339	2,533	1,584
Book Value Per Share	8.54	9.80	11.73	16.42	18.87	16.86
Tangible Book Value	297.71	267.22	289.67	407.8	368.69	439.15
Tangible Book Value Per Share	6.76	7.40	8.40	12.23	11.52	15.87

Updated May 9, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q