Oportun Financial Statistics
Total Valuation
OPRT has a market cap or net worth of $263.42 million. The enterprise value is $2.99 billion.
Important Dates
The last earnings date was Thursday, May 8, 2025, after market close.
| Earnings Date | May 8, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
OPRT has 36.13 million shares outstanding. The number of shares has increased by 11.24% in one year.
| Current Share Class | 36.13M |
| Shares Outstanding | 36.13M |
| Shares Change (YoY) | +11.24% |
| Shares Change (QoQ) | +8.01% |
| Owned by Insiders (%) | 8.43% |
| Owned by Institutions (%) | 50.90% |
| Float | 27.81M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 6.28 |
| PS Ratio | 0.41 |
| Forward PS | 0.27 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | 0.64 |
| P/OCF Ratio | 0.64 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 4.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.32 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 7.67 |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.87 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -11.36%.
| Return on Equity (ROE) | -11.36% |
| Return on Assets (ROA) | -1.31% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $307,170 |
| Profits Per Employee | -$17,490 |
| Employee Count | 2,429 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -29.10M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +64.93% in the last 52 weeks. The beta is 1.24, so OPRT's price volatility has been higher than the market average.
| Beta (5Y) | 1.24 |
| 52-Week Price Change | +64.93% |
| 50-Day Moving Average | 5.46 |
| 200-Day Moving Average | 4.12 |
| Relative Strength Index (RSI) | 76.25 |
| Average Volume (20 Days) | 367,896 |
Short Selling Information
The latest short interest is 270,504, so 0.75% of the outstanding shares have been sold short.
| Short Interest | 270,504 |
| Short Previous Month | 207,351 |
| Short % of Shares Out | 0.75% |
| Short % of Float | 0.97% |
| Short Ratio (days to cover) | 0.43 |
Income Statement
In the last 12 months, OPRT had revenue of $746.12 million and -$42.48 million in losses. Loss per share was -$1.00.
| Revenue | 746.12M |
| Gross Profit | 711.47M |
| Operating Income | 24.29M |
| Pretax Income | -174.27M |
| Net Income | -42.48M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$1.00 |
Full Income StatementBalance Sheet
The company has $78.50 million in cash and $2.81 billion in debt, giving a net cash position of -$2.73 billion or -$75.50 per share.
| Cash & Cash Equivalents | 78.50M |
| Total Debt | 2.81B |
| Net Cash | -2.73B |
| Net Cash Per Share | -$75.50 |
| Equity (Book Value) | 366.10M |
| Book Value Per Share | 7.78 |
| Working Capital | 3.00B |
Full Balance SheetCash Flow
| Operating Cash Flow | 408.62M |
| Capital Expenditures | n/a |
| Free Cash Flow | 408.62M |
| FCF Per Share | $11.31 |
Full Cash Flow StatementMargins
Gross margin is 95.36%, with operating and profit margins of 3.26% and -5.69%.
| Gross Margin | 95.36% |
| Operating Margin | 3.26% |
| Pretax Margin | -9.59% |
| Profit Margin | -5.69% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 54.77% |