Interest Income on Loans | - | 53.41 | 44.77 | 38.89 | 43.77 | 39.95 | |
Interest Income on Investments | - | 29.49 | 35.89 | 22.31 | 6.04 | 6.16 | |
Total Interest Income | - | 82.89 | 80.67 | 61.2 | 49.81 | 46.11 | |
Interest Paid on Deposits | - | 12.86 | 4.86 | 1.12 | 0.97 | 1.12 | |
Interest Paid on Borrowings | - | - | 0 | - | - | 0.03 | |
Total Interest Expense | - | 12.86 | 4.86 | 1.12 | 0.97 | 1.15 | |
Net Interest Income | 70.6 | 70.03 | 75.8 | 60.08 | 48.84 | 44.96 | |
Net Interest Income Growth (YoY) | -3.95% | -7.61% | 26.18% | 23.02% | 8.63% | 9.56% | |
Mortgage Banking Activities | 0.03 | 0.03 | 0.02 | 0.07 | 0.15 | 0.13 | |
Gain (Loss) on Sale of Investments | 0.11 | 0.11 | 0.16 | - | 0.15 | 0 | |
Other Non-Interest Income | 4.82 | 4.73 | 4.64 | 3.9 | 3.83 | 3.38 | |
Total Non-Interest Income | 6.65 | 6.56 | 6.63 | 5.57 | 5.43 | 4.82 | |
Non-Interest Income Growth (YoY) | 2.37% | -1.15% | 19.03% | 2.67% | 12.69% | -4.60% | |
Revenues Before Loan Losses | 77.25 | 76.59 | 82.43 | 65.65 | 54.26 | 49.77 | |
Provision for Loan Losses | -1.62 | -1.62 | 0.97 | -1.35 | -0.64 | 2.17 | |
Revenue | 78.87 | 78.21 | 81.46 | 67 | 54.9 | 47.61 | |
Revenue Growth (YoY) | 0.39% | -3.99% | 21.59% | 22.04% | 15.31% | 4.55% | |
Salaries and Employee Benefits | 27.8 | 27.8 | 25.58 | 22.42 | 19.63 | 17.42 | |
Occupancy Expenses | 3.07 | 3.07 | 3.02 | 2.86 | 2.74 | 2.51 | |
Federal Deposit Insurance | 1.09 | 1.09 | 1.02 | 0.93 | 0.65 | 0.32 | |
Selling, General & Administrative | 5.2 | 5.2 | 4.79 | 4.26 | 3.93 | 3.75 | |
Other Non-Interest Expense | 9.96 | 8.86 | 6.76 | 6.84 | 6.27 | 5.86 | |
Total Non-Interest Expense | 47.11 | 46.02 | 41.16 | 37.31 | 33.22 | 29.86 | |
EBT Excluding Unusual Items | 31.76 | 32.19 | 40.31 | 29.69 | 21.68 | 17.74 | |
Pretax Income | 31.76 | 32.19 | 40.31 | 29.69 | 21.68 | 17.74 | |
Income Tax Expense | 7.24 | 7.24 | 9.46 | 6.79 | 5.34 | 4.06 | |
Net Income | 24.52 | 24.95 | 30.85 | 22.9 | 16.34 | 13.69 | |
Net Income to Common | 24.52 | 24.95 | 30.85 | 22.9 | 16.34 | 13.69 | |
Net Income Growth | -10.36% | -19.13% | 34.70% | 40.18% | 19.36% | 9.59% | |
Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | |
Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | |
Shares Change (YoY) | 0.39% | 0.34% | 0.32% | 0.32% | 0.49% | 0.27% | |
EPS (Basic) | 2.98 | 3.04 | 3.76 | 2.80 | 2.01 | 1.68 | |
EPS (Diluted) | 2.97 | 3.02 | 3.75 | 2.79 | 2.00 | 1.68 | |
EPS Growth | -10.55% | -19.47% | 34.41% | 39.50% | 19.05% | 9.09% | |
Dividend Per Share | 0.525 | 0.525 | 0.385 | 0.310 | 0.295 | 0.285 | |
Dividend Growth | 36.36% | 36.36% | 24.19% | 5.08% | 3.51% | 3.64% | |
Effective Tax Rate | 22.80% | 22.50% | 23.46% | 22.86% | 24.63% | 22.86% | |