Oak Valley Bancorp Statistics

Total Valuation

OVLY has a market cap or net worth of $234.65 million. The enterprise value is $43.56 million.

Market Cap	234.65M
Enterprise Value	43.56M

Important Dates

The next estimated earnings date is Wednesday, November 12, 2025.

Earnings Date	Nov 12, 2025
Ex-Dividend Date	Jul 28, 2025

Share Statistics

OVLY has 8.25 million shares outstanding. The number of shares has increased by 0.43% in one year.

Current Share Class	8.25M
Shares Outstanding	8.25M
Shares Change (YoY)	+0.43%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	18.36%
Owned by Institutions (%)	32.65%
Float	6.70M

Valuation Ratios

The trailing PE ratio is 9.74.

PE Ratio	9.74
Forward PE	n/a
PS Ratio	2.94
Forward PS	n/a
PB Ratio	1.26
P/TBV Ratio	1.29
P/FCF Ratio	10.24
P/OCF Ratio	8.78
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	1.80
EV / Sales	0.55
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	1.90

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.34
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.54%.

Return on Equity (ROE)	13.54%
Return on Assets (ROA)	1.29%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$344,909
Profits Per Employee	$104,835
Employee Count	231
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OVLY has paid $7.27 million in taxes.

Income Tax	7.27M
Effective Tax Rate	23.10%

Stock Price Statistics

The stock price has increased by +4.79% in the last 52 weeks. The beta is 0.45, so OVLY's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	+4.79%
50-Day Moving Average	28.05
200-Day Moving Average	26.76
Relative Strength Index (RSI)	49.37
Average Volume (20 Days)	15,012

Short Selling Information

The latest short interest is 36,948, so 0.45% of the outstanding shares have been sold short.

Short Interest	36,948
Short Previous Month	29,148
Short % of Shares Out	0.45%
Short % of Float	0.55%
Short Ratio (days to cover)	4.23

Income Statement

In the last 12 months, OVLY had revenue of $79.67 million and earned $24.22 million in profits. Earnings per share was $2.92.

Revenue	79.67M
Gross Profit	79.67M
Operating Income	32.60M
Pretax Income	31.49M
Net Income	24.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.92

Full Income Statement

Balance Sheet

The company has $198.86 million in cash and $7.77 million in debt, giving a net cash position of $191.09 million or $23.17 per share.

Cash & Cash Equivalents	198.86M
Total Debt	7.77M
Net Cash	191.09M
Net Cash Per Share	$23.17
Equity (Book Value)	185.81M
Book Value Per Share	22.52
Working Capital	-1.51B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $26.74 million and capital expenditures -$3.81 million, giving a free cash flow of $22.92 million.

Operating Cash Flow	26.74M
Capital Expenditures	-3.81M
Free Cash Flow	22.92M
FCF Per Share	$2.78

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	40.91%
Pretax Margin	39.52%
Profit Margin	30.40%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.77%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.11%.

Dividend Per Share	$0.60
Dividend Yield	2.11%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	11
Payout Ratio	20.55%
Buyback Yield	-0.43%
Shareholder Yield	1.68%
Earnings Yield	10.32%
FCF Yield	9.77%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 17, 2006. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jan 17, 2006
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4