Paymentus Holdings Statistics
Total Valuation
PAY has a market cap or net worth of $4.04 billion. The enterprise value is $3.80 billion.
| Market Cap | 4.04B |
| Enterprise Value | 3.80B |
Important Dates
The next estimated earnings date is Thursday, August 7, 2025, after market close.
| Earnings Date | Aug 7, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
PAY has 125.12 million shares outstanding. The number of shares has increased by 1.85% in one year.
| Current Share Class | 35.12M |
| Shares Outstanding | 125.12M |
| Shares Change (YoY) | +1.85% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 23.47% |
| Owned by Institutions (%) | 21.95% |
| Float | 31.21M |
Valuation Ratios
The trailing PE ratio is 81.81 and the forward PE ratio is 55.78.
| PE Ratio | 81.81 |
| Forward PE | 55.78 |
| PS Ratio | 4.24 |
| Forward PS | 3.51 |
| PB Ratio | 8.18 |
| P/TBV Ratio | 14.24 |
| P/FCF Ratio | 39.28 |
| P/OCF Ratio | 39.13 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 62.06, with an EV/FCF ratio of 36.97.
| EV / Earnings | 74.82 |
| EV / Sales | 3.95 |
| EV / EBITDA | 62.06 |
| EV / EBIT | 72.74 |
| EV / FCF | 36.97 |
Financial Position
The company has a current ratio of 4.46, with a Debt / Equity ratio of 0.02.
| Current Ratio | 4.46 |
| Quick Ratio | 4.27 |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.12 |
| Debt / FCF | 0.08 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.80% and return on invested capital (ROIC) is 6.81%.
| Return on Equity (ROE) | 10.80% |
| Return on Assets (ROA) | 5.91% |
| Return on Invested Capital (ROIC) | 6.81% |
| Return on Capital Employed (ROCE) | 10.24% |
| Revenue Per Employee | $736,117 |
| Profits Per Employee | $38,834 |
| Employee Count | 1,307 |
| Asset Turnover | 1.74 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PAY has paid $10.23 million in taxes.
| Income Tax | 10.23M |
| Effective Tax Rate | 16.77% |
Stock Price Statistics
The stock price has increased by +81.90% in the last 52 weeks. The beta is 1.65, so PAY's price volatility has been higher than the market average.
| Beta (5Y) | 1.65 |
| 52-Week Price Change | +81.90% |
| 50-Day Moving Average | 35.00 |
| 200-Day Moving Average | 30.20 |
| Relative Strength Index (RSI) | 38.34 |
| Average Volume (20 Days) | 736,147 |
Short Selling Information
The latest short interest is 608,758, so 0.49% of the outstanding shares have been sold short.
| Short Interest | 608,758 |
| Short Previous Month | 1.16M |
| Short % of Shares Out | 0.49% |
| Short % of Float | 1.95% |
| Short Ratio (days to cover) | 0.90 |
Income Statement
In the last 12 months, PAY had revenue of $962.11 million and earned $50.76 million in profits. Earnings per share was $0.40.
| Revenue | 962.11M |
| Gross Profit | 251.47M |
| Operating Income | 52.20M |
| Pretax Income | 41.63M |
| Net Income | 50.76M |
| EBITDA | 61.19M |
| EBIT | 52.20M |
| Earnings Per Share (EPS) | $0.40 |
Balance Sheet
The company has $245.85 million in cash and $7.91 million in debt, giving a net cash position of $237.94 million or $1.90 per share.
| Cash & Cash Equivalents | 245.85M |
| Total Debt | 7.91M |
| Net Cash | 237.94M |
| Net Cash Per Share | $1.90 |
| Equity (Book Value) | 500.40M |
| Book Value Per Share | 4.00 |
| Working Capital | 280.54M |
Cash Flow
In the last 12 months, operating cash flow was $103.12 million and capital expenditures -$401,000, giving a free cash flow of $102.72 million.
| Operating Cash Flow | 103.12M |
| Capital Expenditures | -401,000 |
| Free Cash Flow | 102.72M |
| FCF Per Share | $0.82 |
Margins
Gross margin is 26.14%, with operating and profit margins of 5.43% and 5.28%.
| Gross Margin | 26.14% |
| Operating Margin | 5.43% |
| Pretax Margin | 6.34% |
| Profit Margin | 5.28% |
| EBITDA Margin | 6.36% |
| EBIT Margin | 5.43% |
| FCF Margin | 10.68% |
Dividends & Yields
PAY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -1.85% |
| Shareholder Yield | -1.85% |
| Earnings Yield | 1.26% |
| FCF Yield | 2.55% |
Analyst Forecast
The average price target for PAY is $36.40, which is 12.87% higher than the current price. The consensus rating is "Hold".
| Price Target | $36.40 |
| Price Target Difference | 12.87% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | 24.37% |
| EPS Growth Forecast (5Y) | 32.56% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
PAY has an Altman Z-Score of 23.31 and a Piotroski F-Score of 5.
| Altman Z-Score | 23.31 |
| Piotroski F-Score | 5 |