Pioneer Bancorp, Inc. (PBFS)
NASDAQ: PBFS · Real-Time Price · USD
11.66
+0.03 (0.26%)
At close: May 12, 2025, 4:00 PM
11.66
0.00 (0.00%)
After-hours: May 12, 2025, 4:00 PM EDT
Pioneer Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2017 - 2020 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2017 - 2020 |
| Interest Income on Loans | 85.98 | 83.55 | 72.38 | 55.23 | 39.56 | 42.39 | Upgrade
|
| Interest Income on Investments | 14.42 | 14.12 | 15.94 | 15.8 | 4.29 | 1.53 | Upgrade
|
| Total Interest Income | 100.4 | 97.66 | 88.32 | 71.03 | 43.84 | 43.93 | Upgrade
|
| Interest Paid on Deposits | 26.83 | 25.95 | 20.67 | 4.62 | 1.37 | 2.03 | Upgrade
|
| Interest Paid on Borrowings | 0.88 | 0.78 | 1.13 | 0.87 | 0.1 | 0.08 | Upgrade
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| Total Interest Expense | 27.71 | 26.72 | 21.8 | 5.49 | 1.46 | 2.11 | Upgrade
|
| Net Interest Income | 72.69 | 70.94 | 66.51 | 65.54 | 42.38 | 41.82 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.93% | 6.66% | 1.48% | 54.66% | 1.34% | -14.29% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | 0.28 | 0.01 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.06 | 0.33 | -4.91 | 0.37 | 0 | 1.82 | Upgrade
|
| Other Non-Interest Income | 17.17 | 17.29 | 15.29 | 13.77 | 13.8 | 13.92 | Upgrade
|
| Total Non-Interest Income | 17.11 | 17.62 | 10.38 | 14.15 | 14.07 | 15.75 | Upgrade
|
| Non-Interest Income Growth (YoY) | 73.89% | 69.73% | -26.63% | 0.53% | -10.64% | 0.43% | Upgrade
|
| Revenues Before Loan Losses | 89.8 | 88.56 | 76.89 | 79.69 | 56.45 | 57.57 | Upgrade
|
| Provision for Loan Losses | 1.16 | 0.44 | 2.7 | - | -0.55 | 4.05 | Upgrade
|
| Revenue | 88.64 | 88.12 | 74.19 | 79.69 | 57 | 53.52 | Upgrade
|
| Revenue Growth (YoY) | 21.19% | 18.77% | -6.90% | 39.80% | 6.51% | -7.22% | Upgrade
|
| Salaries and Employee Benefits | 30.38 | 29.85 | 28.6 | 26.91 | 25.27 | 25.8 | Upgrade
|
| Occupancy Expenses | 8.98 | 8.94 | 6.57 | 6.42 | 6.17 | 5.75 | Upgrade
|
| Federal Deposit Insurance | 0.91 | 0.95 | 1.09 | 0.86 | 0.77 | 1.44 | Upgrade
|
| Selling, General & Administrative | 14.54 | 15.47 | 17.87 | 11.46 | 9.78 | 9.24 | Upgrade
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| Other Non-Interest Expense | 7.65 | 8.08 | 6.61 | 6.18 | 5.51 | 4.13 | Upgrade
|
| Total Non-Interest Expense | 62.46 | 63.3 | 60.73 | 51.83 | 47.49 | 46.36 | Upgrade
|
| EBT Excluding Unusual Items | 26.18 | 24.82 | 13.46 | 27.86 | 9.51 | 7.16 | Upgrade
|
| Legal Settlements | - | - | 5.95 | - | -1.2 | -4.5 | Upgrade
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| Other Unusual Items | - | - | - | - | 5.03 | - | Upgrade
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| Pretax Income | 26.18 | 24.82 | 19.41 | 27.86 | 13.34 | 2.66 | Upgrade
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| Income Tax Expense | 5.94 | 5.62 | 4.15 | 5.91 | 3.06 | 1.58 | Upgrade
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| Net Income | 20.24 | 19.2 | 15.26 | 21.95 | 10.28 | 1.08 | Upgrade
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| Net Income to Common | 20.24 | 19.2 | 15.26 | 21.95 | 10.28 | 1.08 | Upgrade
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| Net Income Growth | 27.83% | 25.82% | -30.47% | 113.52% | 854.41% | -79.28% | Upgrade
|
| Basic Shares Outstanding | 25 | 25 | 25 | 25 | 25 | 25 | Upgrade
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| Diluted Shares Outstanding | 25 | 25 | 25 | 25 | 25 | 25 | Upgrade
|
| Shares Change (YoY) | -0.71% | -0.50% | 0.21% | 0.15% | 0.25% | 0.22% | Upgrade
|
| EPS (Basic) | 0.81 | 0.77 | 0.61 | 0.87 | 0.41 | 0.04 | Upgrade
|
| EPS (Diluted) | 0.80 | 0.76 | 0.61 | 0.87 | 0.41 | 0.04 | Upgrade
|
| EPS Growth | 27.31% | 25.47% | -30.38% | 112.71% | 922.53% | -80.75% | Upgrade
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| Effective Tax Rate | 22.68% | 22.65% | 21.38% | 21.21% | 22.93% | 59.51% | Upgrade
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Updated Jan 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.