Pioneer Bancorp Statistics

Total Valuation

Pioneer Bancorp has a market cap or net worth of $293.14 million. The enterprise value is $261.62 million.

Market Cap	293.14M
Enterprise Value	261.62M

Important Dates

The next estimated earnings date is Tuesday, May 20, 2025, after market close.

Earnings Date	May 20, 2025
Ex-Dividend Date	n/a

Share Statistics

Pioneer Bancorp has 25.14 million shares outstanding. The number of shares has decreased by -0.76% in one year.

Current Share Class	25.14M
Shares Outstanding	25.14M
Shares Change (YoY)	-0.76%
Shares Change (QoQ)	-0.44%
Owned by Insiders (%)	1.91%
Owned by Institutions (%)	15.55%
Float	8.05M

Valuation Ratios

The trailing PE ratio is 14.54.

PE Ratio	14.54
Forward PE	n/a
PS Ratio	3.27
Forward PS	n/a
PB Ratio	0.96
P/TBV Ratio	1.03
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	12.92
EV / Sales	2.95
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$317,710
Profits Per Employee	$72,559
Employee Count	279
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Pioneer Bancorp has paid $5.94 million in taxes.

Income Tax	5.94M
Effective Tax Rate	22.68%

Stock Price Statistics

The stock price has increased by +25.24% in the last 52 weeks. The beta is 0.31, so Pioneer Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	+25.24%
50-Day Moving Average	11.52
200-Day Moving Average	11.33
Relative Strength Index (RSI)	57.32
Average Volume (20 Days)	12,713

Short Selling Information

The latest short interest is 48,660, so 0.19% of the outstanding shares have been sold short.

Short Interest	48,660
Short Previous Month	44,376
Short % of Shares Out	0.19%
Short % of Float	0.60%
Short Ratio (days to cover)	3.15

Income Statement

In the last 12 months, Pioneer Bancorp had revenue of $88.64 million and earned $20.24 million in profits. Earnings per share was $0.80.

Revenue	88.64M
Gross Profit	88.64M
Operating Income	27.14M
Pretax Income	20.10M
Net Income	20.24M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.80

Full Income Statement

Balance Sheet

The company has $96.52 million in cash and $58.97 million in debt, giving a net cash position of $37.55 million or $1.49 per share.

Cash & Cash Equivalents	96.52M
Total Debt	58.97M
Net Cash	37.55M
Net Cash Per Share	$1.49
Equity (Book Value)	304.55M
Book Value Per Share	12.05
Working Capital	n/a

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	30.61%
Pretax Margin	29.54%
Profit Margin	22.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Pioneer Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.76%
Shareholder Yield	0.76%
Earnings Yield	6.77%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	1