PCB Bancorp (PCB)
NASDAQ: PCB · Real-Time Price · USD
21.42
-0.31 (-1.43%)
Aug 15, 2025, 4:00 PM - Market closed
PCB Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 172.93 | 164.3 | 136.03 | 95.05 | 79.16 | 76.55 | Upgrade
|
| Interest Income on Investments | 15.59 | 16.52 | 15.15 | 6.7 | 2.32 | 3.22 | Upgrade
|
| Total Interest Income | 188.52 | 180.82 | 151.18 | 101.75 | 81.47 | 79.76 | Upgrade
|
| Interest Paid on Deposits | 91.05 | 90.49 | 62.17 | 11.98 | 4.04 | 12.96 | Upgrade
|
| Interest Paid on Borrowings | 1.31 | 1.71 | 0.51 | 0.14 | 0.29 | 0.61 | Upgrade
|
| Total Interest Expense | 92.36 | 92.2 | 62.67 | 12.12 | 4.34 | 13.57 | Upgrade
|
| Net Interest Income | 96.16 | 88.62 | 88.5 | 89.63 | 77.14 | 66.19 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.39% | 0.13% | -1.26% | 16.20% | 16.54% | -4.12% | Upgrade
|
| Other Non-Interest Income | 5.73 | 5.8 | 5.64 | 5.18 | 4.31 | 3.96 | Upgrade
|
| Total Non-Interest Income | 11.54 | 11.09 | 10.68 | 14.5 | 18.43 | 11.74 | Upgrade
|
| Non-Interest Income Growth (YoY) | 10.59% | 3.84% | -26.32% | -21.35% | 57.02% | -1.09% | Upgrade
|
| Revenues Before Loan Losses | 107.7 | 99.71 | 99.19 | 104.13 | 95.57 | 77.93 | Upgrade
|
| Provision for Loan Losses | 5.44 | 3.4 | -0.13 | 3.6 | -4.6 | 13.22 | Upgrade
|
| Revenue | 102.26 | 96.31 | 99.32 | 100.53 | 100.17 | 64.71 | Upgrade
|
| Revenue Growth (YoY) | 9.08% | -3.03% | -1.20% | 0.36% | 54.79% | -15.60% | Upgrade
|
| Salaries and Employee Benefits | 34.44 | 35.16 | 34.08 | 32.52 | 27.52 | 25.43 | Upgrade
|
| Occupancy Expenses | 5.46 | 5.49 | 4.78 | 3.73 | 3 | 3 | Upgrade
|
| Selling, General & Administrative | 11.4 | 11.83 | 11.35 | 10.09 | 9.01 | 8.97 | Upgrade
|
| Other Non-Interest Expense | 6.6 | 7.55 | 5.84 | 4.79 | 3.68 | 4.25 | Upgrade
|
| Total Non-Interest Expense | 57.9 | 60.02 | 56.06 | 51.13 | 43.21 | 41.65 | Upgrade
|
| EBT Excluding Unusual Items | 44.36 | 36.29 | 43.26 | 49.4 | 56.96 | 23.06 | Upgrade
|
| Other Unusual Items | 0.51 | - | - | - | - | -0.05 | Upgrade
|
| Pretax Income | 44.46 | 36.29 | 43.26 | 49.4 | 56.96 | 23.01 | Upgrade
|
| Income Tax Expense | 12.81 | 10.48 | 12.56 | 14.42 | 16.86 | 6.84 | Upgrade
|
| Net Income | 31.65 | 25.81 | 30.71 | 34.99 | 40.1 | 16.18 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.98 | 0.88 | 0.1 | 0.16 | 0.16 | 0.04 | Upgrade
|
| Net Income to Common | 30.67 | 24.93 | 30.61 | 34.83 | 39.95 | 16.14 | Upgrade
|
| Net Income Growth | 32.44% | -15.94% | -12.24% | -12.76% | 147.93% | -32.91% | Upgrade
|
| Basic Shares Outstanding | 14 | 14 | 14 | 15 | 15 | 15 | Upgrade
|
| Diluted Shares Outstanding | 14 | 14 | 14 | 15 | 15 | 15 | Upgrade
|
| Shares Change (YoY) | 0.13% | -0.52% | -4.30% | -1.24% | -1.26% | -4.47% | Upgrade
|
| EPS (Basic) | 2.15 | 1.75 | 2.14 | 2.35 | 2.66 | 1.05 | Upgrade
|
| EPS (Diluted) | 2.14 | 1.74 | 2.12 | 2.31 | 2.62 | 1.04 | Upgrade
|
| EPS Growth | 29.75% | -17.93% | -8.22% | -11.83% | 151.92% | -30.20% | Upgrade
|
| Dividend Per Share | 0.760 | 0.720 | 0.690 | 0.600 | 0.440 | 0.400 | Upgrade
|
| Dividend Growth | 5.56% | 4.35% | 15.00% | 36.36% | 10.00% | 60.00% | Upgrade
|
| Effective Tax Rate | 28.81% | 28.87% | 29.03% | 29.18% | 29.59% | 29.71% | Upgrade
|
Updated Jun 9, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.