PCB Bancorp Statistics
Total Valuation
PCB Bancorp has a market cap or net worth of $296.96 million. The enterprise value is $96.30 million.
Important Dates
The next estimated earnings date is Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | May 9, 2025 |
Share Statistics
PCB Bancorp has 14.20 million shares outstanding. The number of shares has increased by 0.03% in one year.
| Current Share Class | 14.20M |
| Shares Outstanding | 14.20M |
| Shares Change (YoY) | +0.03% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 22.22% |
| Owned by Institutions (%) | 39.38% |
| Float | 10.62M |
Valuation Ratios
The trailing PE ratio is 10.78 and the forward PE ratio is 9.16.
| PE Ratio | 10.78 |
| Forward PE | 9.16 |
| PS Ratio | 3.02 |
| Forward PS | 2.51 |
| PB Ratio | 0.88 |
| P/TBV Ratio | 0.88 |
| P/FCF Ratio | 9.74 |
| P/OCF Ratio | 8.98 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.45 |
| EV / Sales | 0.98 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.62 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.63%.
| Return on Equity (ROE) | 7.63% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $375,361 |
| Profits Per Employee | $106,034 |
| Employee Count | 263 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PCB Bancorp has paid $11.72 million in taxes.
| Income Tax | 11.72M |
| Effective Tax Rate | 28.87% |
Stock Price Statistics
The stock price has increased by +39.47% in the last 52 weeks. The beta is 0.53, so PCB Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | +39.47% |
| 50-Day Moving Average | 19.78 |
| 200-Day Moving Average | 19.49 |
| Relative Strength Index (RSI) | 62.66 |
| Average Volume (20 Days) | 34,551 |
Short Selling Information
The latest short interest is 75,602, so 0.53% of the outstanding shares have been sold short.
| Short Interest | 75,602 |
| Short Previous Month | 49,147 |
| Short % of Shares Out | 0.53% |
| Short % of Float | 0.71% |
| Short Ratio (days to cover) | 2.00 |
Income Statement
In the last 12 months, PCB Bancorp had revenue of $98.72 million and earned $27.89 million in profits. Earnings per share was $1.94.
| Revenue | 98.72M |
| Gross Profit | 98.72M |
| Operating Income | 40.40M |
| Pretax Income | 33.54M |
| Net Income | 27.89M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.94 |
Full Income StatementBalance Sheet
The company has $250.13 million in cash and $49.47 million in debt, giving a net cash position of $200.66 million or $14.14 per share.
| Cash & Cash Equivalents | 250.13M |
| Total Debt | 49.47M |
| Net Cash | 200.66M |
| Net Cash Per Share | $14.14 |
| Equity (Book Value) | 406.64M |
| Book Value Per Share | 23.65 |
| Working Capital | -2.50B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $33.09 million and capital expenditures -$2.60 million, giving a free cash flow of $30.48 million.
| Operating Cash Flow | 33.09M |
| Capital Expenditures | -2.60M |
| Free Cash Flow | 30.48M |
| FCF Per Share | $2.15 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 40.92% |
| Pretax Margin | 41.10% |
| Profit Margin | 29.23% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.88% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.82%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.82% |
| Dividend Growth (YoY) | 5.56% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 39.17% |
| Buyback Yield | -0.03% |
| Shareholder Yield | 3.81% |
| Earnings Yield | 9.39% |
| FCF Yield | 10.26% |
Dividend DetailsAnalyst Forecast
The average price target for PCB Bancorp is $22.00, which is 5.16% higher than the current price. The consensus rating is "Hold".
| Price Target | $22.00 |
| Price Target Difference | 5.16% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 28, 2016 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |