PCB Bancorp Statistics
Total Valuation
PCB Bancorp has a market cap or net worth of $304.92 million. The enterprise value is $106.01 million.
Important Dates
The last earnings date was Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | Aug 8, 2025 |
Share Statistics
PCB Bancorp has 14.24 million shares outstanding. The number of shares has increased by 0.13% in one year.
| Current Share Class | 14.24M |
| Shares Outstanding | 14.24M |
| Shares Change (YoY) | +0.13% |
| Shares Change (QoQ) | -0.54% |
| Owned by Insiders (%) | 20.12% |
| Owned by Institutions (%) | 40.68% |
| Float | 10.96M |
Valuation Ratios
The trailing PE ratio is 10.01 and the forward PE ratio is 8.95.
| PE Ratio | 10.01 |
| Forward PE | 8.95 |
| PS Ratio | 2.98 |
| Forward PS | 2.50 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 14.21 |
| P/OCF Ratio | 13.06 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 3.46 |
| EV / Sales | 1.04 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.94 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.67%.
| Return on Equity (ROE) | 8.67% |
| Return on Assets (ROA) | 1.03% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $388,817 |
| Profits Per Employee | $116,620 |
| Employee Count | 263 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PCB Bancorp has paid $12.81 million in taxes.
| Income Tax | 12.81M |
| Effective Tax Rate | 28.81% |
Stock Price Statistics
The stock price has increased by +17.82% in the last 52 weeks. The beta is 0.59, so PCB Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +17.82% |
| 50-Day Moving Average | 20.97 |
| 200-Day Moving Average | 20.00 |
| Relative Strength Index (RSI) | 53.05 |
| Average Volume (20 Days) | 28,118 |
Short Selling Information
The latest short interest is 56,320, so 0.40% of the outstanding shares have been sold short.
| Short Interest | 56,320 |
| Short Previous Month | 57,298 |
| Short % of Shares Out | 0.40% |
| Short % of Float | 0.51% |
| Short Ratio (days to cover) | 2.21 |
Income Statement
In the last 12 months, PCB Bancorp had revenue of $102.26 million and earned $30.67 million in profits. Earnings per share was $2.14.
| Revenue | 102.26M |
| Gross Profit | 102.26M |
| Operating Income | 44.36M |
| Pretax Income | 33.54M |
| Net Income | 30.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.14 |
Full Income StatementBalance Sheet
The company has $263.57 million in cash and $64.65 million in debt, giving a net cash position of $198.92 million or $13.97 per share.
| Cash & Cash Equivalents | 263.57M |
| Total Debt | 64.65M |
| Net Cash | 198.92M |
| Net Cash Per Share | $13.97 |
| Equity (Book Value) | 376.50M |
| Book Value Per Share | 21.61 |
| Working Capital | -2.61B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $23.35 million and capital expenditures -$1.90 million, giving a free cash flow of $21.46 million.
| Operating Cash Flow | 23.35M |
| Capital Expenditures | -1.90M |
| Free Cash Flow | 21.46M |
| FCF Per Share | $1.51 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 43.38% |
| Pretax Margin | 43.48% |
| Profit Margin | 30.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.98% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.74%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.74% |
| Dividend Growth (YoY) | 8.33% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 36.45% |
| Buyback Yield | -0.13% |
| Shareholder Yield | 3.55% |
| Earnings Yield | 10.06% |
| FCF Yield | 7.04% |
Dividend DetailsAnalyst Forecast
The average price target for PCB Bancorp is $22.25, which is 3.88% higher than the current price. The consensus rating is "Hold".
| Price Target | $22.25 |
| Price Target Difference | 3.88% |
| Analyst Consensus | Hold |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 28, 2016 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |