Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
29.07
+0.62 (2.18%)
At close: May 12, 2025, 4:00 PM
29.07
0.00 (0.00%)
After-hours: May 12, 2025, 4:02 PM EDT
PEBK Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 63.8 | 62.92 | 55.51 | 43.08 | 41.19 | 42.31 | Upgrade
|
| Interest Income on Investments | 17.1 | 17.81 | 16.36 | 11.35 | 5.99 | 5.64 | Upgrade
|
| Total Interest Income | 80.89 | 80.73 | 71.86 | 54.43 | 47.18 | 47.96 | Upgrade
|
| Interest Paid on Deposits | 24.6 | 24.55 | 14.65 | 2.58 | 2.78 | 2.91 | Upgrade
|
| Interest Paid on Borrowings | 1.58 | 2.1 | 2.5 | 0.74 | 0.42 | 0.93 | Upgrade
|
| Total Interest Expense | 26.17 | 26.65 | 17.14 | 3.32 | 3.21 | 3.84 | Upgrade
|
| Net Interest Income | 54.72 | 54.08 | 54.72 | 51.11 | 43.97 | 44.12 | Upgrade
|
| Net Interest Income Growth (YoY) | 1.93% | -1.17% | 7.07% | 16.22% | -0.34% | -3.76% | Upgrade
|
| Mortgage Banking Activities | 0.33 | 0.36 | 0.3 | 0.39 | 2.51 | 2.47 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | 0.18 | -0.09 | 0.11 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0 | 0.01 | -2.49 | - | - | 2.64 | Upgrade
|
| Other Non-Interest Income | 27.87 | 27.35 | 24.92 | 26.38 | 22.29 | 17.85 | Upgrade
|
| Total Non-Interest Income | 28.21 | 27.72 | 22.91 | 26.69 | 24.92 | 22.91 | Upgrade
|
| Non-Interest Income Growth (YoY) | 11.31% | 20.95% | -14.14% | 7.10% | 8.75% | 29.17% | Upgrade
|
| Revenues Before Loan Losses | 82.93 | 81.79 | 77.63 | 77.8 | 68.89 | 67.04 | Upgrade
|
| Provision for Loan Losses | -0.11 | -0.29 | 1.57 | 1.47 | -1.16 | 4.26 | Upgrade
|
| Revenue | 83.03 | 82.08 | 76.07 | 76.33 | 70.06 | 62.78 | Upgrade
|
| Revenue Growth (YoY) | 7.01% | 7.90% | -0.34% | 8.95% | 11.59% | 0.09% | Upgrade
|
| Salaries and Employee Benefits | 27.84 | 28 | 26.45 | 25.88 | 24.33 | 23.51 | Upgrade
|
| Federal Deposit Insurance | 0.76 | 0.76 | 0.75 | 0.46 | 0.42 | 0.26 | Upgrade
|
| Selling, General & Administrative | 12.06 | 12.01 | 10.62 | 10.91 | 10.4 | 10.33 | Upgrade
|
| Other Non-Interest Expense | 20.55 | 20.38 | 18.33 | 18.78 | 15.99 | 14.83 | Upgrade
|
| Total Non-Interest Expense | 61.21 | 61.15 | 56.14 | 56.03 | 51.13 | 48.93 | Upgrade
|
| EBT Excluding Unusual Items | 21.83 | 20.93 | 19.92 | 20.3 | 18.93 | 13.85 | Upgrade
|
| Pretax Income | 21.83 | 20.93 | 19.92 | 20.3 | 18.93 | 13.85 | Upgrade
|
| Income Tax Expense | 5.08 | 4.58 | 4.38 | 4.17 | 3.8 | 2.49 | Upgrade
|
| Net Income | 16.75 | 16.35 | 15.55 | 16.12 | 15.13 | 11.36 | Upgrade
|
| Net Income to Common | 16.75 | 16.35 | 15.55 | 16.12 | 15.13 | 11.36 | Upgrade
|
| Net Income Growth | 2.62% | 5.19% | -3.58% | 6.54% | 33.25% | -19.27% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 6 | 6 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 6 | 6 | 6 | 6 | Upgrade
|
| Shares Change (YoY) | -1.73% | -2.27% | -0.90% | -1.52% | -1.25% | -2.43% | Upgrade
|
| EPS (Basic) | 3.16 | 3.08 | 2.87 | 2.94 | 2.71 | 2.01 | Upgrade
|
| EPS (Diluted) | 3.05 | 2.98 | 2.77 | 2.85 | 2.63 | 1.95 | Upgrade
|
| EPS Growth | 4.04% | 7.58% | -2.81% | 8.37% | 34.87% | -17.37% | Upgrade
|
| Dividend Per Share | 0.770 | 0.760 | 0.760 | 0.720 | 0.660 | 0.600 | Upgrade
|
| Dividend Growth | 1.32% | - | 5.56% | 9.09% | 10.00% | 7.14% | Upgrade
|
| Effective Tax Rate | 23.26% | 21.86% | 21.97% | 20.56% | 20.05% | 17.98% | Upgrade
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Updated Apr 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.