Peoples Bancorp of North Carolina, Inc. (PEBK)

PEBK Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	159	166	171	184	156	133
Market Cap Growth	-2.19%	-3.44%	-6.59%	17.52%	17.24%	-31.40%
Last Close Price	29.99	30.84	29.58	29.99	24.62	20.03
PE Ratio	9.83	10.13	11.03	11.39	10.32	11.73
PS Ratio	1.91	2.02	2.25	2.40	2.23	2.12
PB Ratio	1.15	1.27	1.42	1.75	1.10	0.95
P/FCF Ratio	7.36	8.29	8.23	10.17	5.91	19.97
P/OCF Ratio	6.96	8.06	7.53	8.12	5.81	14.54
Debt / Equity Ratio	0.14	0.15	0.88	0.65	0.40	0.32
Debt / FCF Ratio	0.90	0.98	5.14	3.79	2.17	6.77
Return on Equity (ROE)	12.90%	13.00%	13.74%	13.03%	10.72%	8.29%
Return on Assets (ROA)	1.00%	1.00%	0.95%	0.99%	1.00%	0.88%
Earnings Yield	10.54%	9.88%	9.07%	8.78%	9.69%	8.52%
FCF Yield	13.59%	12.06%	12.15%	9.84%	16.91%	5.01%
Dividend Yield	3.10%	2.46%	2.57%	2.40%	2.68%	3.00%
Payout Ratio	30.49%	30.86%	32.86%	30.61%	25.06%	30.94%
Buyback Yield / Dilution	1.73%	2.27%	0.90%	1.52%	1.25%	2.43%
Total Shareholder Return	4.83%	4.74%	3.47%	3.93%	3.93%	5.42%

Updated Apr 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q