Preferred Bank (PFBC)

Preferred Bank Statistics

Total Valuation

Preferred Bank has a market cap or net worth of $1.14 billion. The enterprise value is $713.29 million.

Market Cap	1.14B
Enterprise Value	713.29M

Important Dates

The last earnings date was Monday, July 21, 2025, before market open.

Earnings Date	Jul 21, 2025
Ex-Dividend Date	Jul 8, 2025

Share Statistics

Preferred Bank has 12.42 million shares outstanding. The number of shares has decreased by -3.11% in one year.

Current Share Class	12.42M
Shares Outstanding	12.42M
Shares Change (YoY)	-3.11%
Shares Change (QoQ)	-3.08%
Owned by Insiders (%)	7.12%
Owned by Institutions (%)	88.00%
Float	11.53M

Valuation Ratios

The trailing PE ratio is 9.67 and the forward PE ratio is 9.19.

PE Ratio	9.67
Forward PE	9.19
PS Ratio	4.49
Forward PS	4.00
PB Ratio	1.52
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.64
EV / Sales	2.66
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.20%.

Return on Equity (ROE)	17.20%
Return on Assets (ROA)	1.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$829,693
Profits Per Employee	$391,563
Employee Count	323
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Preferred Bank has paid $52.29 million in taxes.

Income Tax	52.29M
Effective Tax Rate	29.25%

Stock Price Statistics

The stock price has increased by +20.40% in the last 52 weeks. The beta is 0.76, so Preferred Bank's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	+20.40%
50-Day Moving Average	89.38
200-Day Moving Average	87.24
Relative Strength Index (RSI)	50.62
Average Volume (20 Days)	99,601

Short Selling Information

The latest short interest is 893,528, so 7.19% of the outstanding shares have been sold short.

Short Interest	893,528
Short Previous Month	961,561
Short % of Shares Out	7.19%
Short % of Float	7.75%
Short Ratio (days to cover)	10.45

Income Statement

In the last 12 months, Preferred Bank had revenue of $267.99 million and earned $126.48 million in profits. Earnings per share was $9.48.

Revenue	267.99M
Gross Profit	267.99M
Operating Income	183.85M
Pretax Income	203.74M
Net Income	126.48M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$9.48

Balance Sheet

The company has $796.26 million in cash and $371.68 million in debt, giving a net cash position of $424.57 million or $34.18 per share.

Cash & Cash Equivalents	796.26M
Total Debt	371.68M
Net Cash	424.57M
Net Cash Per Share	$34.18
Equity (Book Value)	747.66M
Book Value Per Share	60.19
Working Capital	-5.24B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	68.60%
Pretax Margin	66.70%
Profit Margin	47.19%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $3.00, which amounts to a dividend yield of 3.21%.

Dividend Per Share	$3.00
Dividend Yield	3.21%
Dividend Growth (YoY)	11.32%
Years of Dividend Growth	4
Payout Ratio	31.12%
Buyback Yield	3.11%
Shareholder Yield	6.39%
Earnings Yield	11.12%
FCF Yield	n/a

Analyst Forecast

The average price target for Preferred Bank is $103.67, which is 13.17% higher than the current price. The consensus rating is "Hold".

Price Target	$103.67
Price Target Difference	13.17%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 20, 2011. It was a reverse split with a ratio of 1:5.

Last Split Date	Jun 20, 2011
Split Type	Reverse
Split Ratio	1:5

Scores

Altman Z-Score	n/a
Piotroski F-Score	2