Peoples Financial Services Corp. (PFIS)

PFIS Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	238.22	192.26	134.64	100.59	86.45	87.42
Interest Income on Investments	23.63	19.2	15.21	10.75	7.61	6.71
Total Interest Income	261.85	211.46	149.85	111.33	94.06	94.13
Interest Paid on Deposits	92.27	87.93	58.56	12.63	7.31	11.74
Interest Paid on Borrowings	10.08	7.54	4.54	2.95	2.11	2.59
Total Interest Expense	102.35	95.47	63.1	15.59	9.42	14.32
Net Interest Income	159.5	115.99	86.75	95.75	84.64	79.8
Net Interest Income Growth (YoY)	99.92%	33.70%	-9.39%	13.13%	6.06%	5.68%
Trust Income	4.91	4.39	3.8	3.66	3.81	3.41
Mortgage Banking Activities	0.45	0.39	0.39	0.51	0.98	1.6
Gain (Loss) on Sale of Assets	0.68	-	-	-	-	-
Gain (Loss) on Sale of Investments	0.22	0.13	0.07	-2.01	12.16	0.91
Other Non-Interest Income	17.64	13.43	9.88	9.68	8.7	10.73
Total Non-Interest Income	23.89	18.34	14.13	11.85	25.64	16.64
Non-Interest Income Growth (YoY)	72.62%	29.74%	19.32%	-53.80%	54.04%	10.07%
Revenues Before Loan Losses	183.39	134.33	100.89	107.59	110.27	96.44
Provision for Loan Losses	17.79	19.13	0.57	-0.45	1.75	7.4
Revenue	165.6	115.19	100.32	108.04	108.52	89.04
Revenue Growth (YoY)	83.50%	14.82%	-7.15%	-0.44%	21.88%	5.33%
Salaries and Employee Benefits	54.91	44.96	34.4	33.02	28.89	30.14
Occupancy Expenses	24.69	21.1	16.15	15.58	12.09	12.11
Federal Deposit Insurance	4.06	3.16	2.13	1.3	1.12	0.87
Amortization of Goodwill & Intangibles	6.73	3.37	0.11	0.36	0.49	0.61
Selling, General & Administrative	6.08	6.08	5.24	5.19	4.32	3.28
Other Non-Interest Expense	12.95	10.04	6.38	6.32	6.88	6.5
Total Non-Interest Expense	111.25	90.53	66	62.68	55	54.87
EBT Excluding Unusual Items	54.36	24.67	34.32	45.37	53.52	34.18
Pretax Income	39.49	8.47	32.5	45.37	53.52	34.18
Income Tax Expense	5.78	-0.03	5.12	7.28	10	4.82
Net Income	33.72	8.5	27.38	38.09	43.52	29.35
Net Income to Common	33.72	8.5	27.38	38.09	43.52	29.35
Net Income Growth	96.89%	-68.96%	-28.12%	-12.47%	48.26%	14.06%
Basic Shares Outstanding	10	9	7	7	7	7
Diluted Shares Outstanding	10	9	7	7	7	7
Shares Change (YoY)	41.51%	20.06%	-0.83%	-0.33%	-1.40%	-1.00%
EPS (Basic)	3.37	1.00	3.85	5.31	6.05	4.02
EPS (Diluted)	3.35	0.99	3.83	5.28	6.02	4.00
EPS Growth	39.41%	-74.15%	-27.46%	-12.29%	50.50%	15.27%
Dividend Per Share	2.470	2.055	1.640	1.580	1.500	1.440
Dividend Growth	50.61%	25.30%	3.80%	5.33%	4.17%	5.11%
Effective Tax Rate	14.63%	-	15.76%	16.04%	18.68%	14.11%

Updated Jul 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q