PFSI Statistics
Total Valuation
PFSI has a market cap or net worth of $5.53 billion. The enterprise value is $23.78 billion.
Important Dates
The last earnings date was Tuesday, July 22, 2025, after market close.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | Aug 13, 2025 |
Share Statistics
PFSI has 51.71 million shares outstanding. The number of shares has increased by 1.32% in one year.
| Current Share Class | 51.71M |
| Shares Outstanding | 51.71M |
| Shares Change (YoY) | +1.32% |
| Shares Change (QoQ) | +0.02% |
| Owned by Insiders (%) | 4.36% |
| Owned by Institutions (%) | 83.03% |
| Float | 26.94M |
Valuation Ratios
The trailing PE ratio is 14.83 and the forward PE ratio is 8.28.
| PE Ratio | 14.83 |
| Forward PE | 8.28 |
| PS Ratio | 1.54 |
| Forward PS | 2.24 |
| PB Ratio | 1.37 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 61.52 |
| EV / Sales | 6.66 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 0.91, with a Debt / Equity ratio of 4.61.
| Current Ratio | 0.91 |
| Quick Ratio | 0.38 |
| Debt / Equity | 4.61 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.05%.
| Return on Equity (ROE) | 10.05% |
| Return on Assets (ROA) | 1.69% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $801,648 |
| Profits Per Employee | $86,779 |
| Employee Count | 4,455 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PFSI has paid $17.33 million in taxes.
| Income Tax | 17.33M |
| Effective Tax Rate | 4.29% |
Stock Price Statistics
The stock price has increased by +7.53% in the last 52 weeks. The beta is 1.50, so PFSI's price volatility has been higher than the market average.
| Beta (5Y) | 1.50 |
| 52-Week Price Change | +7.53% |
| 50-Day Moving Average | 98.74 |
| 200-Day Moving Average | 100.57 |
| Relative Strength Index (RSI) | 65.75 |
| Average Volume (20 Days) | 460,493 |
Short Selling Information
The latest short interest is 1.81 million, so 3.50% of the outstanding shares have been sold short.
| Short Interest | 1.81M |
| Short Previous Month | 1.61M |
| Short % of Shares Out | 3.50% |
| Short % of Float | 6.71% |
| Short Ratio (days to cover) | 4.07 |
Income Statement
In the last 12 months, PFSI had revenue of $3.57 billion and earned $386.60 million in profits. Earnings per share was $7.22.
| Revenue | 3.57B |
| Gross Profit | 3.25B |
| Operating Income | 405.46M |
| Pretax Income | 250.30M |
| Net Income | 386.60M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.22 |
Full Income StatementBalance Sheet
The company has $342.83 million in cash and $18.59 billion in debt, giving a net cash position of -$18.25 billion or -$352.93 per share.
| Cash & Cash Equivalents | 342.83M |
| Total Debt | 18.59B |
| Net Cash | -18.25B |
| Net Cash Per Share | -$352.93 |
| Equity (Book Value) | 4.03B |
| Book Value Per Share | 78.04 |
| Working Capital | -1.33B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$1.61 billion and capital expenditures -$2.07 million, giving a free cash flow of -$1.61 billion.
| Operating Cash Flow | -1.61B |
| Capital Expenditures | -2.07M |
| Free Cash Flow | -1.61B |
| FCF Per Share | -$31.13 |
Full Cash Flow StatementMargins
Gross margin is 90.95%, with operating and profit margins of 11.35% and 10.83%.
| Gross Margin | 90.95% |
| Operating Margin | 11.35% |
| Pretax Margin | 11.31% |
| Profit Margin | 10.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 1.11%.
| Dividend Per Share | $1.20 |
| Dividend Yield | 1.11% |
| Dividend Growth (YoY) | 33.33% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 16.63% |
| Buyback Yield | -1.32% |
| Shareholder Yield | -0.20% |
| Earnings Yield | 6.99% |
| FCF Yield | -29.09% |
Dividend DetailsAnalyst Forecast
The average price target for PFSI is $119.57, which is 11.74% higher than the current price. The consensus rating is "Buy".
| Price Target | $119.57 |
| Price Target Difference | 11.74% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |